Self pay ..what did you do?

[Dee-Texas 5]

How or where did most of you self pay people get the money? I've looked into care credit and they won't even tell you the interest rate until you charge the amount to the card!! OK I'm not crazy and I would NEVER take out a credit card without knowing the rate. So I passed on that one.

Medical financing was better rates and length of loan but they wanted $1,500.00 in cash up front just to give you the loan...that's on top of the interest rate.theres got to be a better way to finance the surgery.

What did you do?

[sleever10 109]

I put mine on a credit card I have at a local credit union and the interest rate is about 6%. I am in the process of selling a rental and plan to pay it off with those funds. If that takes too long I may refinance my car to pay off the credit card. It's only $8k.

[Dee-Texas 5]

Mine will be $16k..$8k? Where are you that it's so cheap?

[sleever10 109]

Mine will be 16k..8k? Where are you that it's so cheap?

I went through Dr. Aceves in Mexicali. Best hospital experience I have ever had! It was $8,750 total.

[does not matter 39]

Mine was $6000 US in Puerto Vallarta MX with Dr Joya.... put it on a personal line of credit from the bank... cheap interest rates

[amykins 202]

I saved for almost a year and put off buying a new car to pay for my surgery with Dr Aceves. Worth every penny!

[woman in me 307]

My hubby took a second job. He's been working 14 hour days 6-7 days per week. We've put every extra dime up. It really didn't take us long to save it. You'd be surprised how much you blow and can save. My surgeon is Dr Thomas Borland in New Iberia , La. The cost is $9800

[Keepgoing247 116]

My husband and I both had our surgery the same day in TJ with Dr Quinones. We paid half cash and the other half we put on our credit card. It should be paid off within the month or so. I hate having debt, but in this case I'm glad we did it.

We recently used our CareCredit for my husband's LASIK surgery. They offer 2 years no interest IF paid in full within the 2 years. That one will be paid off before summer.

Good luck, I'm sure you'll find a way that works for you!!

[pyra28az 33]

Mine was $6000 US in Puerto Vallarta MX with Dr Joya.... put it on a personal line of credit from the bank... cheap interest rates

How was your experience with dr joya? I'm seeing him in November

[CreatingTaylor 35]

Mine will be $4,000 total. Half is coming from strict savings and half will be a loan from Avant.com. They have higher interest rates but are easy to use and dont charge fees or prepayment penalties.

[Dub 10,070]

Well.....I wiped out the balance of my HSA card and spent money that was intended to go towards a new vehicle soon.

The new vehicle really appealed to me.....was going to be the answer to all my problems, etc, etc.

Funny how my priorities changed immediately after screw up my back in April. My regular doctor and my spine surgeon both said the same thing.....a bariatric surgeon could do more for me than they could and I'd be feeling great soon after the weight loss started.

My old truck suits me just find for a few more years as I get smaller and feeling better.

[AvaFern 3,516]

Mine was $19,500...I paid 1/3 cash and put the other 2/3 on a credit card so I could take advantage of the miles. I paid it off a month or two after surgery. I also put all of my plastics procedures on credit cards, again so I could take advantage of all of the miles. I paid them off within a few months of surgery, but I ended up with over 2K in cashback and a bunch of other little benefits. If you have a good credit card and you can pay it off...take advantage of the perks.

[belindadcns 55]

I am going to Mexico. I used money in my FSA (medical) and took the rest I saved up.Surgery is paid and flight is booked. I am just waiting for my date.

[Buh Bye 63]

I took out a loan and used some from my retirement, cashed in some vacation hours from work and used my HSA. Guess I'll be driving the same car for 3 more years but I'm look and feel good doing it!

[Inner Surfer Girl 12,015]

Since I am disabled and unable to work, I went through my states' Vocational Rehab office. As part of my plan to get back to work, they laid for the surgery. I did have to pay for some testing, etc., but they paid for the bulk.