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Paying a diductible before surgery ?



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So my surgery is set for jan 21 and my insurance pays 60%and I pay 40%so my surgeon is asking for half of my 40% which is $900 up front np but my deductible hasn't been net for this year which is $1500 my coordinator said she's hard of the hospital asking for a portion of that up front but its possible that they want all of it I want to kno has anyone every had surgery with just paying a portion of their deductible to the hospital I'm so stress about this cause the money and I don't want to put it off until I get my taxes but if I have to i would .. Any info is appreciated

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I haven't heard anything about paying my deductible before surgery. I assume I will be billed for my portion after insurance pays their part. My surgery is Jan. 22. I am getting mine down at a University Hospital maybe that makes a difference instead of a private hospital.

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I had to pay my surgeons portion at the pre op appointment a fee days before surgery, and I had to pay for my hospital portion upfront when we checked in. Some hospitals will bill you, but a pornographic surgeons and hospitals won't because it is an elective surgery.

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Hahahahaha worst auto correct ever! Oh man I am dying right now re reading that.

LMBO!!! so what was the word Supposed to be? :-O I am not always the fastest to catch on! :rolleyes:

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"pornographic surgeon" LMAO!!!

I had to pay the deductibles, both surgeon and hospital before surgery.

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I had to pay the surgeon everything I owed him before he would operate. We ended up paying him around $1700. I haven't paid the hospital or the anesthesiologist. When we pre-registered at the hospital, they wanted $900, but I didn't have it. I had a very nice person that told me when I get the bill, to call and make payment arrangements.

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LMAO! i needed a laugh. Because I know how you feel. My insurance does not cover my Mandatory pre op classes And Nut visits. So sitting here looking a large bill and that's before surgery. Smh

I say call your insurance ask them first. And see about a payment plan if necessary.

Keep your date. And your head up!

Good luck!

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I completely understand why they do require their fees up front.

I have a client that states on a repeated basis she did not pay her surgeon. It completely floors me because I couldn't imagine "stiffing" someone. I'm not stating they do not get paid enough, only that she made a conscious decision and never had any intention of paying her surgeon her part. Ever. She stated she would not (before her surgery) and stands by that decision. That's crazy to me.

The downside? Because it was an elective surgery he can actually prosecute and he is taking her to court to get his money. Will he get his money? i dont know. Only that it is now on her credit report and it does count against her, even though it is medical, because of the elective and not medically necessary.

But....she looks good!

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Shame on her. If she did not want to pay it she should not have had it. It is people like that who make our bills even higher than they should be. I hope she has a change of heart. What goes around comes around. :angry: And no, I am not any kind of doctor,,, just a regular tax payer like most people.

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Shame on her. If she did not want to pay it she should not have had it. It is people like that who make our bills even higher than they should be. I hope she has a change of heart. What goes around comes around. :angry: And no' date=' I am not any kind of doctor,,, just a regular tax payer like most people.[/quote']

I know. It's frustrating. It peeves me because my insurance will not cover mine and I am self-pay and she got hers for free by acting like an ass. Lol

Maybe wrong, I don't know, it's just the way I feel.

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Hahahahaha worst auto correct ever! Oh man I am dying right now re reading that.

Laughing I kno where your mind is (teasing)

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I completely understand why they do require their fees up front.

I have a client that states on a repeated basis she did not pay her surgeon. It completely floors me because I couldn't imagine "stiffing" someone. I'm not stating they do not get paid enough' date=' only that she made a conscious decision and never had any intention of paying her surgeon her part. Ever. She stated she would not (before her surgery) and stands by that decision. That's crazy to me.

The downside? Because it was an elective surgery he can actually prosecute and he is taking her to court to get his money. Will he get his money? i dont know. Only that it is now on her credit report and it does count against her, even though it is medical, because of the elective and not medically necessary.

But....she looks good![/quote']

I kno that's terrible I have to pay my surgeon half up front it's just the deductible after areagy had met it before this year was up I finished every thing in nov. but my coordinator was moving so slow to get me in for last year so my deductible started over it suck but I'm great ful that I'm approved

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Imy surgery is on jan 28 and I have to pay deductable and the 15 percent blue cross federal doesn't pay which is a total of 667.10

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Imy surgery is on jan 28 and I have to pay deductable and the 15 percent blue cross federal doesn't pay which is a total of 667.10

You got some good insurance wow that's great

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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

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