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Insurance questions for BCBS H M O patients
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I have some questions for those of you that went straight to seeing the surgeon. Do you have a PPO? I actually have BCBS H M O and I started with an appointment to see my PCP and I have my 2nd appt. for the psy. evaluation tomorrow. After my PCP receives the report from the psy evaluation THEN she submits to insurance so I can get a referral to see the surgeon. Does anyone else have any experience with an H M O and if so what was the process you went thru? I'm just nervous because I keep reading all of these people went straight to see the surgeon and I just want to make sure I'm doing this right and nothing gets messed up along the way! I want to get approved SO badly! Also my BMI is 38, but I also have high cholesterol, GERD, Fibromyalgia, Migraines, and urinary incontinence so I'm hoping that should be enough to qualify me. I also have a strong family history of high blood pressure, stroke and heart disease. I would greatly appreciate any information from anyone that has received approval from their insurance could give me!