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Who did you finance your sugery through? There are so many options, it's kind of overwhelming! Thanks :)

Credit Card with 3.99% interest for 12 mos.

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Who did you finance your sugery through? There are so many options, it's kind of overwhelming! Thanks :)

I feel the same way. Glad you asked this question. I've been saving like a mad man every penny I can but I know I will need financing help before I can get my surgery. I've been researching the various options but would love to hear more about what others have done and if they were happy with the financing they ended up going with.

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I had a line of credit that I used and my interest is quite low. My second option was going to be my credit card but the interest is higher so I worked the line of credit first ( there are secure lines of credit that will have low interest and then unsecured lines of credit with a bit higher interest). Check with your local banks (shop around to see who will give you the lowest interest rate) and see if you qualify for one or the other.

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Years ago I started saving money for plastic surgery for WHEN I finally lost my excess weight and needed to tighten up the loose skin I expected to have. The irony is that I could never lose the weight, so I used the money for my weight loss surgery! I guess I'll have to get a 2nd mortgage for the plastic surgery which I'm sure I'll need eventually! :)

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There are so many ways to pay. I pulled from my 401K. Do like the idea of low interest credit card as long you you KNOW you can pay off in the one year of low interest rate. I self paid here in the US, so it was expensive...but worth every single penny. Another thing I looked at was refinancing my house and pulling out $$, but hey did I really want to pay for surgery for another 30 years? I also had $$ saved up to use as a "down payment" reducing my pull from 401K.

Bottom line - look at what you can afford to pay monthly, how long you want payments to last and then look at how to pay for surgery. Good luck!

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I pulled from our savings -- money market fund -- so like iegal, I didn't have to finance anything. BUT, if I did, (and I would knowing what I know now) -- I would do it any way I could do it, of course doing it with least overall financial pain . . . :)

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Who did you finance your sugery through? There are so many options, it's kind of overwhelming! Thanks :)

federal credit union at 3%

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I used part of my student loan and my tax refund.

Good thing is with self-pay, you get a portion (less 7.5% of your gross income, I think) back next year at tax time as long as you have a Dr. say it was medically necessary.smile.gif

Here's the link:

Tax info

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Thanks so much for the info! I have some $$ down put I will also have to borrow. Wow Disney, I didn't know that about filing surgery on your taxes, thanks so much for the link :)

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Student loans, tax refund whatever else I could save. I even sold a few things on Ebay...I was going to sell them anyway....just did it sooner. Forced myself to get rid of some of this random junk I keep in my apartment!

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Found out yesterday that I will be funding my sleeve with Care Credit!!! I was very excited to get the news from them.

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My husband pulled money out of his tax free savings account and I pulled from my savings account as well. We didn't have to charge anything other than the mustang convertible that we rented while in San Diego B)

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    • LeighaTR

      I am new here today... and only two weeks out from my sleeve surgery on the 23rd. I am amazed I have kept my calories down to 467 today so far... that leaves me almost 750 left for dinner and maybe a snack. This is going to be tough for two weeks... but I have to believe I can do it!
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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. LeighaTR

        I hope your surgery on Wednesday goes well. You will be able to do all sorts of new things as you find your new normal after surgery. I don't know this from experience yet, but I am seeing a lot of positive things from people who have had it done. Best of luck!

    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
      1. This update has no replies.
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