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negotiating out of pocket costs?
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I've just completed my six months of diet & exercise w my pcp & my surgeons office is submitting for insurance approval. Since I first met w his office I was originally planning for lap band & had a run down of my exact out of pocket cost which was around $2500. Since I deceided on vsg I was initially told it would be an additional $7300 out of pocket! I have great west heathcare which is a division of cigna. I'm meeting w my surgeons office Wednesday & was told he may choose to lower my costs. What's reasonable? Ive been planning on the $2500 - don't have that larger amount lying around. Anyone else able to get costs down? Surgery is tentatively scheduled for march 11.
Christie