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United American Insurance Health Insurance

Has anyone heard of United American Insurance Health Insurance or used them?

Their web address is www.unitedamerican.com They are half the price of what we are paying for a BCBS of FL policy.

We have been in contact with them because I was calling around about insurers for our business.

They said this pertaining to Lap Band Surgery:

I know our insurance covers different treatments… Like for instance, it covers chiropractor, herbal healing, and different things like that. I also know it doesn’t cover cosmetic surgery..

But weight loss yes, as long as it is a surgery and done by a surgeon. You would have a $500 deductible and then it would cover it at 80% of hospital stay and 100% for the surgery up to the limits on the policy.

Just waiting for a firm letter from the company to agree yes or no for surgery. I am not sure how personal or non HMO policies work, any info on this?

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