Looks like i dont get to be a bander :(

[hfrance11 0]

My insurance doesn't cover the procedure I'm a little bummed.

[Kime-lou 648]

If you can't afford to pay out of pocket try and do things like banders do. Eat less at meals, move more, drink lots of Water. It can't hurt.

[CHEZNOEL 4,061]

Look into payment plans.

[Jim1967 3,569]

I would appeal to the insurance company. I would not take a straight up no. My insurance company told me it wasn't covered either but when I got the policy in writing it said something different. It said "if medically necessary" and they required a 6 month supervised diet.

[DELETE THIS ACCOUNT! 12,703]

Care Credit offers a line of credit for medical procedures, like Lap Band. I would apply and see if they will cover it.

[FLORIDAYS 3,040]

I understand... My policy didnt cover it... I appealed as you can but if it doesnt cover it... it doesnt cover it. Its not like they denied you... its universal to that plan.

I was able to cut a deal with the dr/hospital.... for a flat fee. Half down and payments to the hospital for 2 years. Which actually were reduced after my 2md payment to half if I paid it off...which I did. Believe me when I tell you.... its worth every cent!

I

[Fantasy 104]

I paid cash and it was the best money I have ever spent on myself. I have always believed that where there is a will there is a way. You have gotten some good suggestions here. Good luck.

[BayougirlMrsS 3,933]

you can also look in to other cards. We have a care credit card (husband's lasik surg) and i was going to use it for my Tummy Tuck, but when i saw the interest rate i was shocked. Even with our excellent credit..... So i went to the bank intending to take out a personal loan, but my friend at the bank said, Chris, open a Chase Slate card... 0% interest for 15 months.... So that's what i did...

Maybe that will work for you if you can't get approved through insurance.

[wallflower 188]

you can also look in to other cards. We have a care credit card (husband's lasik surg) and i was going to use it for my Tummy Tuck' date=' but when i saw the interest rate i was shocked. Even with our excellent credit..... So i went to the bank intending to take out a personal loan, but my friend at the bank said, Chris, open a Chase Slate card... 0% interest for 15 months.... So that's what i did...

Maybe that will work for you if you can't get approved through insurance.[/quote']

Yeah care credit interest rate is sky high! I used it for dental and never again. I keep it in case I have emergency I need it for

[☠carolinagirl☠ 18,721]

sorry to read this

[lyndeeboo 68]

So sorry

Don't give up. Something else might be able to work out for you!!!