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Lap band cost for financing

n2animals

By n2animals, in Insurance & Financing

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n2animals    5

n2animals
Posted

I just had my sleep study done Friday night. It will be a week until I get the final results, but the preliminary results from the technician is that I don't have sleep apnea. I am so upset because without a diagnosis, my insurance will not cover the lap band. I really believed I had it. I had a lot of the classic symptoms.

I am looking to buy a house in the next several months so I can't pay for the surgery out of pocket. I need to wait till after I close escrow to finance the surgery. How much does the procedure cost if financed? What financing company did you use?

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tammatha    0

tammatha
Posted

I just had my sleep study done Friday night. It will be a week until I get the final results, but the preliminary results from the technician is that I don't have sleep apnea. I am so upset because without a diagnosis, my insurance will not cover the lap band. I really believed I had it. I had a lot of the classic symptoms.

I am looking to buy a house in the next several months so I can't pay for the surgery out of pocket. I need to wait till after I close escrow to finance the surgery. How much does the procedure cost if financed? What financing company did you use?

Hi n2animals! I'm so sorry to hear about your inability to cover the lap band cost with insurance. I know it can be very expensive. I think it is one of the more expensive cosmetic surgeries you can get (if you even classified it as a cosmetic surgery).

I think the procedure cost the same if you financed it or paid for it through your insurance. I guess finding the financing company is the hard part. I know CareCredit finances healthcare stuff but I don't think they finance lap band procedures. I actually financed a face lift through United Medical Credit. I had a very good experience and the overall loan process was very smooth.

I know they finance lap band procedures too. If I were to get a lap band (I still don't know which is why i'm here) then I would finance it through United Medical Credit. Financing your procedures I think is always better because the money is more valuable to you now. You can check out the website @ www.unitedmedicalcredit.com

Anyways, good luck with your new home purchase and applying for a loan for your lap band!

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Go To Topic Listing Insurance & Financing

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    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
      1. This update has no replies.
    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

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