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Does anybody know about about BlisPay and Care credit

Ligia39
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Ligia39    0

Ligia39
Posted

I'm trying to find out which option is better for financing the portion that is not covered by my insurance,I have Blue Cross Blue Shield,Northern Virginia. The coordinator told me that the doctor needs $5000, deposit to put me on the preoperative list and schedule the surgery. A friend of mine has also BCBS, but with different, options and they wanted from her a deposit of only $2000. She had the surgery 9 months ago and is super happy, with the doctor,everything. But for me having to come up with an extra $3000, it too much. My question is if someone has use this financing options Blis pay or Care credit,which is better and faster,and offers the best interest rate. Thanks.

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Humming Bird    275

Humming Bird
Posted

I used Health One. Your interest rate will depend on your credit score. I have a very high score and several places told me the very best rate with an unsecured loan like this would be 10%, but that was 1 1/2 years ago.

If you already have a lower rate on a credit card you might want to use that.

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Ligia39    0

Ligia39
Posted

Thanks for your response, they offer those two options i am a stay home mom and don't have any income,my husband does.I need the money to pay for the deposit,the coordinator said that the doctor required $5000,down I have BCBS in Virginia, my friend that already had the surgery only had to deposited, $2000,she also has BCBS, once I get approved by this loan, is this money would apply to the deposit only or to pay for my coinsurance as well,and nutritionist. Sorry for all the questions but I new at all this,thanks .L.

I used Health One. Your interest rate will depend on your credit score. I have a very high score and several places told me the very best rate with an unsecured loan like this would be 10%, but that was 1 1/2 years ago.

If you already have a lower rate on a credit card you might want to use that.

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Humming Bird    275

Humming Bird
Posted

Sorry, I can't help you out with that stuff. I have no insurance. I paid cash up-front with the card I got from HealthOne.

I had no pre-op hoops to jump through and no pre-op testing.

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Go To Topic Listing Tell Your Weight Loss Surgery Story

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    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
      1. This update has no replies.
    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
      1. This update has no replies.
    • KimBaxleyWilson

      KimBaxleyWilson

      Three months and four days ago... I was in Costa Rica having a life changing surgery! Yesterday we had a followup visit with Dr. Esmeral via video chat and this morning my middle number changed.  I'm down 47lbs and two pants sizes. I can wear a Large tshirt for the first time in like... 14 years! Woot!! Everything is going great. I have zero regrets. I went down to the riverwalk with a friend and walked 2 miles on Monday without even getting fatigued. And no more snoring or chugging pickle juice for crazy leg cramps! I need to go to the gym more... I'm making new shirts next week so that will motivate me. LOL But I'm also just not as TIRED all the time! I have a LONG way to go...but seeing the progress on the scales and in the mirror is a huge motivator!! Thank you all for cheering me on and supporting me!!
      · 0 replies
      1. This update has no replies.
    • bellaamey

      bellaamey

      https://alluniqueguide.com/java-burn-coffee-reviews/
      · 0 replies
      1. This update has no replies.

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