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I have seen a few people that said that trice covered the whole lapband surgery, but they had other fees that they had to pay? Does anyone know anything about these other fees and if so does tricare prime cover them.

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My husband is active duty and we are covered under Tricare Prime and pretty much everything was covered. The only thing that was not covered was my required appointment with the nutritionist. I was covered for everything else at 100% with no co-pay.

I have a friend that is about to have the surgery with the same doc, but her husband is retired and they are covered with Tricare Prime and she does have co-pays and my doc's office has started charging a program fee of $500 (includes nutritionist, psych eval, Vitamins, and Protein powder) and she said that will be out of pocket for her.

From what I have heard Tricare is just about the best insurance to have for WLS. No hoops to jump through...just BMI of 40 or above or 35 with co-morbidities.

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I agree Tricare Prime is pretty easy to work with. My surgeon submitted the request to approve for surgery last Friday, and I was approved yesterday. From day of my first consult appointment with him till yesterday was only 22 days. The hardest part of the whole process has been waiting for the appointment days to roll around.

Dave

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There was no copay or anything with Tricare. However, my surgeon does have a $500 "program fee" that's not covered by insurance (they don't even send it to insurance), that they get to keep even if you back out. They tried to bill me for the H. Pylori test, but I refused to pay it because 1) it wasn't part of the written additional fees not covered by insurance and 2) they never even tried to bill tricare for it.

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the only thing i had to pay for was 20.00 for the physic dr and for my opti-fast 145.00. everything else was covered.

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I had to pay to see the nutritionalist and buy my own food but thats it. They dont cover the nutritionalist because the could be considered "weight loss help that isnt surgery" and they dont cover that. But any visits you have pre surgery once your approved, and then so many visits post surgery are covered because they are billed as part of the surgery itself.

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I thought with tricare a nutritionist was required, or does it just vary from doc to doc?

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I thought with tricare a nutritionist was required, or does it just vary from doc to doc?

I don't know how Tricare sees it, but my surgeon's team includes a Nutritionist on staff. I've checked the claims section of my Tricare account online, and it shows where the Nutritionist billed Tricare for my consult - and Tricare paid for it. :w00t:

And nobody has mentioned a "program fee" or anything else from the surgeon's office. So maybe they don't have one for certain insurance programs? I do know they "vetted me" before they'd schedule a consult. So maybe they like Tricare for being so easy to work with. ??

At this point the only thing I expect to pay for will be the $25 copay for the overnight stay at the hospital on surgery day, and a $12 copay for office visits.

Dave

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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
      1. This update has no replies.
    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

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    • KimBaxleyWilson

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