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Insurance dilemma

Jess55

By Jess55, in Insurance & Financing

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Jess55    97

Jess55
Posted

Hi, I have been doing all the pre op testing in order to get my band. I found out a couple days ago that my job is switching insurance companies on September 1st. So here is what I am worried about, would there be any wait time with a new insurance, or if I have all my testing done already it should be ok for them to just do the approval? I plan to have all the tests done before September, I am going on vacation last week in AUgust and coming back September 2nd, so I planned to try to get approved when I come back.

Please if you have any info, let me know, I am very worried this will make me wait to get it done.

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spoiltmom    44

spoiltmom
Posted

I think you should talk to someone in your human resources department. Ask them if the new plan will cover it. As long as it will cover it I wouldn't think you'd have to wait any longer.

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lv2bgoing    0

lv2bgoing
Posted

Hi, I have been doing all the pre op testing in order to get my band. I found out a couple days ago that my job is switching insurance companies on September 1st. So here is what I am worried about, would there be any wait time with a new insurance, or if I have all my testing done already it should be ok for them to just do the approval? I plan to have all the tests done before September, I am going on vacation last week in AUgust and coming back September 2nd, so I planned to try to get approved when I come back.

Please if you have any info, let me know, I am very worried this will make me wait to get it done.

Hi Jess55,

I just found out today that the same thing is happing to me. I am with Aetna and my company is changing to Principal life Insurance. I am in my 3rd month of requirements for Aetna and now I will not have Aetna as of Aug. 31st. I called my HR and they dont know what the new insurance will have but they plan on finding out for me tomorrow. I sure hope the new insurance has same requirement or atleast will cover some of the Lap Band. Other wise I think I will not be able to have it done. I am so sad and upset about these changes.

I guess I should of started sooner. I had no way of knowing they were going to change insurance.:thumbup:

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Go To Topic Listing Insurance & Financing

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    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
      1. This update has no replies.
    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

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    • KimBaxleyWilson

      KimBaxleyWilson

      Three months and four days ago... I was in Costa Rica having a life changing surgery! Yesterday we had a followup visit with Dr. Esmeral via video chat and this morning my middle number changed.  I'm down 47lbs and two pants sizes. I can wear a Large tshirt for the first time in like... 14 years! Woot!! Everything is going great. I have zero regrets. I went down to the riverwalk with a friend and walked 2 miles on Monday without even getting fatigued. And no more snoring or chugging pickle juice for crazy leg cramps! I need to go to the gym more... I'm making new shirts next week so that will motivate me. LOL But I'm also just not as TIRED all the time! I have a LONG way to go...but seeing the progress on the scales and in the mirror is a huge motivator!! Thank you all for cheering me on and supporting me!!
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