Jump to content
×
Are you looking for the BariatricPal Store? Go now!
$99 Yearly Supply Alert! 🌈 "1 per Day!" Bariatric Multivitamins

Approved! But now...

lilith

By lilith, in Insurance & Financing

Recommended Posts

lilith    6

lilith
Posted

They called me today and told me I am approved! But they said I have to call the hospital and see what my out of pocket cost is and that it has to be paid before my surgery... my insurance is One Net PPO. Does anyone have any idea of the cost?

I called and left a message at the number they gave me but I'm a nervous wreck that it's going to be more than I can come up with before my date - which is the 23rd of this month - I'm between YEA! and OH NO! lol

:sad:

Share this post

Link to post
Share on other sites

baps813    0

baps813
Posted

You have no idea how grateful I am for this site!!!! I just got the EXACT same news only I don't have a PPO. What I DO have is a $4000 out of pocket max which means I have to take my doc $640 next week at Pre-op which is fine, but the hospital wants $3000!!!!!!!!!!!!!!!!!!!

I will literally have a FIT if I cannot work out a payment arrangement. I'm willing to do anything! You should be able to get a payment arrangement as well, I just have no clue what it will be.

I don't have an answer, just know that you're not alone...

Share this post

Link to post
Share on other sites

lilith    6

lilith
Posted

You have no idea how grateful I am for this site!!!! I just got the EXACT same news only I don't have a PPO. What I DO have is a $4000 out of pocket max which means I have to take my doc $640 next week at Pre-op which is fine, but the hospital wants $3000!!!!!!!!!!!!!!!!!!!

I will literally have a FIT if I cannot work out a payment arrangement. I'm willing to do anything! You should be able to get a payment arrangement as well, I just have no clue what it will be.

I don't have an answer, just know that you're not alone...

Thanks so much for replying!!! OMG - if they tell me I have to come up with $4000 I'll die! I don't want to tell anyone I've been approved because if I can't afford the co-pay I'll be too embarrassed to tell them I had to cancel it! Let me know what happens with you! I'll be sending good thoughts... that and $4000 would get you a lot, lol. :)

Share this post

Link to post
Share on other sites

baps813    0

baps813
Posted

That's the best part... I already told everyone MAY 1ST!!! LOL!!!

I refuse to worry about it and you don't either! What hospital wouldn't want $20,000 over $3000???? I'm going to ask them tomorrow if they'll take Automatic w/drawal... I'll sell them my kidney at this point! I'm too excited! LOL

I'm trusting God that He wouldn't let me get this far and get stuck here...can't take it! Keep your head up.

Share this post

Link to post
Share on other sites

lilith    6

lilith
Posted

That's the best part... I already told everyone MAY 1ST!!! LOL!!!

I refuse to worry about it and you don't either! What hospital wouldn't want $20,000 over $3000???? I'm going to ask them tomorrow if they'll take Automatic w/drawal... I'll sell them my kidney at this point! I'm too excited! LOL

I'm trusting God that He wouldn't let me get this far and get stuck here...can't take it! Keep your head up.

LOL - good point! And if you sold your kidney you'd already be down at least a pound, lol. I was so upset when I had my hysterectomy and gained weight - I thought for sure my uterus should have been 1lb!!!

Share this post

Link to post
Share on other sites

baps813    0

baps813
Posted

HAHAHAHA!!! :)

Share this post

Link to post
Share on other sites

lilith    6

lilith
Posted

Grrrrrrrrr! I still have no clue, I saw the surgeon today and played phone tag with the hospital and they still don't know what my out of pocket is going to be - they are going to drive me nuts!

Share this post

Link to post
Share on other sites

baps813    0

baps813
Posted

OH NO! Well, rest assured that the hospital shouldn't be a problem.

I talked to them today and I only have to put down 25% of my balance to them and they worked out the monthly for a really small amount- although I will pay more than what they require.

So, even if the out of pocket is rough, the hospital will work with you!!! Have a good and relaxing weekend- NO STRESS!

Share this post

Link to post
Share on other sites

lilith    6

lilith
Posted

OH NO! Well, rest assured that the hospital shouldn't be a problem.

I talked to them today and I only have to put down 25% of my balance to them and they worked out the monthly for a really small amount- although I will pay more than what they require.

So, even if the out of pocket is rough, the hospital will work with you!!! Have a good and relaxing weekend- NO STRESS!

Thanks so much, I'm so glad to hear you were able to work something out, keep your fingers crossed for me!

Share this post

Link to post
Share on other sites

lilith    6

lilith
Posted

Okay, I FINALLY found out the amount due - it's approx. $1255 - which is great! But it's due by Friday, and that sucks, lol. We're going to make it work though... so I guess surgery here I come!

Share this post

Link to post
Share on other sites

baps813    0

baps813
Posted

Oh no!!! That's ALOT... By Friday???? Well at least you're able to work it out!

WE'RE ON OUR WAY GIRL!!!!

Share this post

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Go To Topic Listing Insurance & Financing

  • Trending Products

  • Trending Topics

  • Recent Status Updates

    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
      1. This update has no replies.
    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
      1. This update has no replies.
    • KimBaxleyWilson

      KimBaxleyWilson

      Three months and four days ago... I was in Costa Rica having a life changing surgery! Yesterday we had a followup visit with Dr. Esmeral via video chat and this morning my middle number changed.  I'm down 47lbs and two pants sizes. I can wear a Large tshirt for the first time in like... 14 years! Woot!! Everything is going great. I have zero regrets. I went down to the riverwalk with a friend and walked 2 miles on Monday without even getting fatigued. And no more snoring or chugging pickle juice for crazy leg cramps! I need to go to the gym more... I'm making new shirts next week so that will motivate me. LOL But I'm also just not as TIRED all the time! I have a LONG way to go...but seeing the progress on the scales and in the mirror is a huge motivator!! Thank you all for cheering me on and supporting me!!
      · 0 replies
      1. This update has no replies.
    • bellaamey

      bellaamey

      https://alluniqueguide.com/java-burn-coffee-reviews/
      · 0 replies
      1. This update has no replies.

  • Recent Topics

  • Hot Products

  • Sign Up For
    Our Newsletter

    Follow us for the latest news
    and special product offers!
  • Together, we have lost...
      lbs

    PatchAid Vitamin Patches

    Bariatric Forums

    For Patients

    Health Professionals

    Search Surgeons

    Bariatric Surgeons: Want to research a weight loss surgery surgeon? Enter their last name below to start!

    ×