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Coinsurance?

swinglifeaway

By swinglifeaway, in Insurance & Financing

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swinglifeaway    64

swinglifeaway
Posted

For those that had to pay a coinsurance, was that due before surgery or was it billed to you? I know a lot of companies vary so I'm just trying to get an idea of what to expect. I'll ask about it at my next appointment. Thanks!

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lifeofblair    308

lifeofblair
Posted

I paid ahead of time, but ended up paying too much and was refunded by the hospital.

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swinglifeaway    64

swinglifeaway
Posted

I paid ahead of time, but ended up paying too much and was refunded by the hospital.

Thanks for your response!

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Donna415    47

Donna415
Posted

A lot of times, they will have you pay your deductible up front but not the co-ins.

Sent from my iPhone using the BariatricPal App

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Daisee68    2,493

Daisee68
Posted

I had already met my deductible by time of surgery but not yet hit out of pocket and did have to pay my estimated co-insurance which was overpaid (as the dr ended up filing before the hospital) and I had to get refund from the hospital.

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swinglifeaway    64

swinglifeaway
Posted

A lot of times, they will have you pay your deductible up front but not the co-ins.

Sent from my iPhone using the BariatricPal App

This is what m crossing my fingers for!

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Donna415    47

Donna415
Posted

Me too. My deductible should be met by the time I'm ready for surgery and I have no co pay so nothing up front would be awesome!

Sent from my iPhone using the BariatricPal App

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swinglifeaway    64

swinglifeaway
Posted

Me too. My deductible should be met by the time I'm ready for surgery and I have no co pay so nothing up front would be awesome!

Sent from my iPhone using the BariatricPal App

Yup. I'm in the same boat. I'm thisclose to having my deductible met. *crosses fingers for both of us*

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Donna415    47

Donna415
Posted

Me too. My deductible should be met by the time I'm ready for surgery and I have no co pay so nothing up front would be awesome!

Sent from my iPhone using the BariatricPal App

Yup. I'm in the same boat. I'm thisclose to having my deductible met. *crosses fingers for both of us*

Agreed! Fingers crossed :)

Sent from my iPhone using the BariatricPal App

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Dawnie Doo    184

Dawnie Doo
Posted

I've already met my deductible. Coinsurance should also be met by the time of surgery. I'm getting bills up to wazoo Lol but nothing required upfront.

Dawnie_doo

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swinglifeaway    64

swinglifeaway
Posted

I found out that it will be billed to me and then I'll make an arrangement with the hospital. Thank goodness!

Aworknprogress reacted to this

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swinglifeaway    64

swinglifeaway
Posted (edited)

[emoji3]

Edited by swinglifeaway

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Go To Topic Listing Insurance & Financing

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    • Alisa_S

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      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 0 replies
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    • Alisa_S

      Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

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