Arrrggh!

[ojibway 203]

My wife called me today. The new insurance for next year might be covering Bariatric Surgery, she is looking into the details when she gets back to work today. I'm self pay and only paying 11,200 for the surgery that is scheduled for 11/18 this year. Lord give me the patience to get thru this today....

[Dub 9,946]

I feel for you, bud.

So many ways to be tormented on the road to getting this surgery.

Good luck.

[newmebithebypass 713]

that sucks but considering most insurances make you wait 6 months do you really want to post pone till maybe september of next year

[Recycled 2,182]

It's the Devil tormenting you.....procrastination.... the story of my obese, life long diet attempts. Good luck dude.

[pr_pitbullgrl 1,039]

i hear ya. my insurance actually does "cover" it but it was one year of jumping thru hoops plus i would still be paying 6k out of pocket (mine was HMO tho so check and see if it's PPO).

I chose to go self pay as well and paid 11,500. sometimes it's just easier not to have to jump thru the hoops and self pay, and more importantly, i didn't want to wait. couldn't wait. i was in surgery about 2 months after i made the decision. you're on your way! good luck.

Edited October 22, 2015 by pr_pitbullgrl

[IncredibleShrinkingMan 437]

I don't think too many other people can answer this question for you. It's a valid consideration, by all means, and that isn't chump change what you are paying for 11/18. That said, you don't want to be miserable over the next six months. I would say that if you had your heart set on it and you will be OK financially under self pay, continue as planned, and you won't have to spend six months thinking about where you could be. Also, if there is any doubt about coverage, that is a whole circus that I hate watching people go through, also consider going this year as planned. However, if that money changes your entire outlook, and you are a patient guy, it might be worth exploring. Best of luck with your decision and your surgery.

[HopeandAgony 566]

My wife called me today. The new insurance for next year might be covering Bariatric Surgery, she is looking into the details when she gets back to work today. I'm self pay and only paying 11,200 for the surgery that is scheduled for 11/18 this year. Lord give me the patience to get thru this today....

Has your surgeon required any evaluations or other visits with specialists? If so, and your new coverage is a PPO, they most likely will accept those requirements that have already been completed (approvals are normally good for a year). Sure there still might be others you have to fulfill but you could be closer than you think if you decide to go the insurance route. If it's an H. M. O. then that would be another story. Have your wife get the insurance company name, phone number, and insurance GROUP number and call and ask for benefits details for that particular group number. You won't have a member ID yet, but they can answer questions based off that group number alone. Hang in there and get the insurance facts. That's a big chuck on change you could save if you are already half way there. Good luck.

Edited October 22, 2015 by HopeandAgony

[dlappjr 467]

It's a bargain at any price. I know how that must feel, but I will add this. You were prepared to spend the money for a better future. Hopefully you can end up getting it covered. If not, you will still be happy with the results just the same. Good luck!

[ojibway 203]

My wife called me today. The new insurance for next year might be covering Bariatric Surgery, she is looking into the details when she gets back to work today. I'm self pay and only paying 11,200 for the surgery that is scheduled for 11/18 this year. Lord give me the patience to get thru this today....

Has your surgeon required any evaluations or other visits with specialists? If so, and your new coverage is a PPO, they most likely will accept those requirements that have already been completed (approvals are normally good for a year). Sure there still might be others you have to fulfill but you could be closer than you think if you decide to go the insurance route. If it's an H. M. O. then that would be another story. Have your wife get the insurance company name, phone number, and insurance GROUP number and call and ask for benefits details for that particular group number. You won't have a member ID yet, but they can answer questions based off that group number alone. Hang in there and get the insurance facts. That's a big chuck on change you could save if you are already half way there. Good luck.

We are looking into the new insurance, same company, but now they will cover the surgery, The money fortunately isn't a issue for me. The possible delay is what would suck for me. I've done, psych eval, blood work, EGD and EKG already. Just meeting with NUT one more time before my surgery on the 18th of Nov.

[cookies_queen 74]

I have Aetna it is covered I am paying about $5000. Out of pocket. Would I wait if I could save $6000.... Maybe. My mind is made up and I am ready but it's $6000 and I'm a single mom of 3. If you can afford to do it go for it!!!