Has anyone used FEP BCBS insurance?

[NinaLuv79 0]

If so, did you guys have to pay out of pocket and was it hard to get approved? Just asking because I switched from Aetna it was said they didnt have so many requirments to meet. I'm have my first appointment with the doctor in Jan 2013 I'm hoping i could have my surgery at least by March. Has anyone used FEP BCBS?

Thanks

Nina

[SeaSounders♥ 225]

I have Federal BCBS and they only require BMI <40 co-motilities for >40 3 months supervised diets with a dietician and of course other weight loss attempts. My surgeon documented all of those for me and I was approved after submitting the paper work in about 5 days. I paid $100.00 to the hospital and $150.00 to my surgeon!

I hope this helps best of luck!

[Mcrutchky 30]

I have standard. It paid 85%.

[NinaLuv79 0]

I have Federal BCBS and they only require BMI <40 co-motilities for >40 3 months supervised diets with a dietician and of course other weight loss attempts. My surgeon documented all of those for me and I was approved after submitting the paper work in about 5 days. I paid $100.00 to the hospital and $150.00 to my surgeon![/size]

I hope this helps best of luck![/size]

Thank you this information is great! Do you have standard or basic?

[eee.vii.eee 3]

You're probably undergoing the process already but I have BCBS FEP Standard and they just approved my surgery after 3 mos. of visits. Approval only took two weeks. So far I only know my out of pocket for the surgeon and thats only $160.00.