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anyone have blue cross blue shield?

I have blue cross blue shield of mn, and wondering how long it took to get approved, the only thing we are waiting on is for my psych evaluation to go to the clinic and she said she was going to send it Monday. So after they send everything in about how long does it take for insurance to approve?

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I have BCBS of Arkansas. Mine was approved first letter and I didn't have to jump through any hoops for it. Of course, mine only paid 4000 max. They couldn't really complain too much, you know?

I have BCBS/Illinios- required to do six months of dietary, had psych, letter from primary. All of my info was submitted end of November and Dec 26 was okay for surgery and had surgery Jan 24!

I have bcbs of illinois. It took about 5 business days to be denied and about 5 business days after the appeal to get approved. My first office visit was Jan. 31, 2013. I had to have one visit with a dietician and a psychological evaluation. My surgery date was April 22, 2013. It all went pretty fast for me.

  • Author
I have BCBS/Illinios- required to do six months of dietary' date=' had psych, letter from primary. All of my info was submitted end of November and Dec 26 was okay for surgery and had surgery Jan 24![/quote']

Thanks doctor thinks August, and I'm pretty had my physical therapist writing a letter, my mom is writing a letter, I wrote a letter, and I'm going to see if my primary dr will write a letter. So I hope nothing goes haywire before August and the letters help. Please wish me luck, this is very important to me its been a making for five years, I just hope nothing goes wrong, but I'm staying positive.

I have BCBS of Alabama and will be submitting the first week of July. Please pray that it is approved the first time, and quickly, because I need to get the surgery before school begins on August 20th.

  • Author
I have BCBS of Alabama and will be submitting the first week of July. Please pray that it is approved the first time' date=' and quickly, because I need to get the surgery before school begins on August 20th.[/quote']

Good luck I'm hoping it will be August too, I'm working at a job that doesn't pay well, and I want to start getting to my goal for a career which is to become a nurse, but I want to work as a cna which I have but I'm waiting until after surgery and I want to eventually start school to get generals done and see how working as a cna, and eventually add my name to the nursing program. So the sooner I have surgery I can start to work on getting healthy, and work towards my dream job.

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I was hospitalized in December for med changes, and was told it could affect if I have to wait tell December or if I can have it in August. I talked to my insurance and they said I'm fine, but one of the people that is part of my team said it still could affect it and I shouldn't have called my insurance company. I think if I have a question that my insurance has as a policy that I should call them if I have any questions. What do you guys think did I make the right decision, and I have nothing to worry about?

I have BCBS of Alabama and will be submitting the first week of July. Please pray that it is approved the first time, and quickly, because I need to get the surgery before school begins on August 20th.

I have BCBS of Alabama. I hope everything works out smoothly for you. Let me know how it goes. They have actually said that my obesity is a preexisting condition. So I am going to have pay for everything until December. I already have tons of letters from all my doctors, so I figured i may as well go ahead with the six month diet.

I have BCBS of Alabama. I hope everything works out smoothly for you. Let me know how it goes. They have actually said that my obesity is a preexisting condition. So I am going to have pay for everything until December. I already have tons of letters from all my doctors' date=' so I figured i may as well go ahead with the six month diet.[/quote']

I will have my 6th PCP visit in July, so hoping that the time between submission and (fingers crossed) approval is short. I am hoping to not have to use too much leave or unpaid time off...

It took me 2 weeks for my approval tocome. inI have bcbs tx

I got the bill today. 64k. We paid 1900 out of pocket. Good deal lol

BCBS of RI. Approval in less than a week. :-)

I have Carefirst BCBS of MD and it took about 3 weeks to get approval.

I have BCBS of Alabama. I hope everything works out smoothly for you. Let me know how it goes. They have actually said that my obesity is a preexisting condition. So I am going to have pay for everything until December. I already have tons of letters from all my doctors' date=' so I figured i may as well go ahead with the six month diet.[/quote']

When in this process did they determine obesity as a pre-existing condition for you? Is this a new policy?

  • 2 weeks later...

My husband just started his new job in September of last of last year. Our insurance didn't go into effect until december 22nd. I honestly have no clue how they came up with my obesity is a pre-existing condition. I have major back issues that should be pre-existing but they are being paid for. They have done nothing but confuse me. Anyway I know they don't pay for the six month diet so I went ahead and got that started.

Hi I work for insurance and the diagnosis for obesity is considered pre existing...usually depending on the employer , it may get waived if you have 12 or more months of creditable previous coverage from another ins company

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