Self Pay In Nj

[selbradey 321]

Hi everyone. Im losing my nj family care insurance sept 30. Its under horizon ***. Im halfway through the doc visits, testing, etc. im beside myself. My plan C is surgery in mexico and so far plan B is to buy a horizon health plan until surgery is over. Any advice?

[NDN_RN 527]

Hi everyone. Im losing my nj family care insurance sept 30. Its under horizon ***. Im halfway through the doc visits' date=' testing, etc. im beside myself. My plan C is surgery in Mexico and so far plan B is to buy a horizon health plan until surgery is over. Any advice?[/quote']

Dpending on the premiums and co pays it may be cheaper for you to finish with horizon.

[selbradey 321]

Thanks! The cheapest individual plan is $200 a month. I will do more research

[O.T.R. sleever 3,386]

Thanks! The cheapest individual plan is 200 a month. I will do more research

Make sure that it covers your surgery. I'd say that is even more important that the premium.

[selbradey 321]

Thanks, i asked the insurance agent she said all plans cover as long as i meet reqs. I just dont want to have to start another 6 mo process....

[NDN_RN 527]

Thanks' date=' i asked the insurance agent she said all plans cover as long as i meet reqs. I just dont want to have to start another 6 mo process....[/quote']

Good news. Are you just continuing the plan under cobra?

[vsginnj 415]

Where in nj are you!

[selbradey 321]

Ndn rn, it was under medicaid

[selbradey 321]

Vsginnj, im in camden county near philly

[vsginnj 415]

My surgeon has office in Salem and Essex. I used horizon and the ins coordinator was able to give me a surgery date on my initial consult. It left me six weeks for all pre op consults and clearance. They were very adept at working with ins co. I changed from band to sleeve 4 weeks into process and that did not slow things down.you can google search drKarl Strom

[selbradey 321]

Great! I hope it all works out. I will look into that if mine doesnt work out

[vsginnj 415]

It did . I was sleeved 12/7/11 down 140 lbs !!!!

[selbradey 321]

Im 207 and 4'10. I want to lose 90 lbs. Im prediabetic and have high cholesterol. Plus ovarian cysts. Im praying that this all works out. Vsginnj, im so happy for your 140 lb loss!

[vsginnj 415]

Good luck to you too. Thanks. The ins coordinator was as important as the surgeon she really advocated for me!

[AngelEyesInNJ 187]

That is good if you are able to find insurance that will cover the WLS.

I am also in NJ but my insurance does not cover any type of WLS so I was trying to purchase insurance on the side but everyone that I spoke to said they do not cover bariatric surgeries so I am now headed to Mexico to be sleeved by Dr. Garcia on 11/7

I hope everything works out for you!