Introduction and Insurance Question
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Hello all,
First off, let me say that I've been sneaking around this board for a few weeks now, and I can tell it's a great resource for sleeve support and information!
I'm Andrea, 29 years old, and hoping to have the sleeve procedure in the next few weeks. My weight is at an all time high right now of about 280.
I went to the hospital seminar on January 13th and had my first appointment with the surgeon on January 20th. I have already done the psychological evaluation (and passed it), and the nutritionist appointment that explained the pre and post op diets. I thought I would have a surgery date by now. I called the surgeons office yesterday to see when I could schedule my date, and they told me something rather surprising. Apparently they haven't gotten an approval from my insurance yet. They told me that all this time they have been waiting for my chart to come back from dictation (I'm not sure what that means) and they are now just faxing my information over to the insurance. Also, I was told that it can take up to 15 business days for an answer.
So now I am totally freaking out. I thought I was really close to having this done, and now I'm not even sure I'll be approved. According to the surgeons office my insurance only requires a BMI over 40 and a letter of medical necessity. I have the BMI, and my doctor that has been treating me for years wrote a letter for me saying that I've been obese for years, I'm at a all time high weight, I have high cholesterol and metabolic syndrome, and a family history of diabetes, hypertension, and heart disease. The letter never specifically says that it is a medical necessity though. It just says that I would strongly benefit from surgery. Do you think that will be sufficient for approval? Does anyone have any experience with these types of letters? I have Premera Blue Cross Blue Shield btw.
Any info with insurance approvals would be greatly appreciated! I am actually losing sleep worrying that I'm not going to be approved. I've been so excited about this surgery, and reading everyones posts on here has made me even more excited. The sleeve sounds like my chance at finally having a normal relationship with food!
Thanks