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I feel very thankful to my medical insurance



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I feel very thankful to my medical insurnance company. I just reviewed my insurance account claims and feel very thankful I have great insurance. Total billings so far are at about $30,000 for the operation. ( i went home same day) Of course they only pay a percent of this amount. They must write off the difference. Had the operation two weeks ago and am doing pretty good. Still a lot of itching but healing up nicely. Get my first fill in three weeks.

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My insurnace told me my total cost is $25 bucks. I could hardly beleive it.

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Very jealous of your insurance!!! Mine only covered 80%, so far I owe 2300 to the hospital... waiting on the adjusted rate and my 20% of the surgeon... had to take out a 401k loan to pay for it... but a lot cheaper than the almost $20,000 it would have been without insurance! I wanted to have the surgery this year before the new health insurance laws started and our premiums and % goes waaay up!

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Even though my portion of the bill came to $1,000 I agree that having the insurance made the whole process a little less stressful.

Good luck to you on your journey!

:biggrin:

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Since I had almost reached my out of pocket expenses for my insurnace my out of pocket for the surgery was about $150 (total billed by hospital $20,000). I will say though that since I am on Cobra I called my insurance to see what it would cost me to get private insurnace whenn Cobra runs out. They will not cover me becuase of the lap band surgery. I have to be 3 years out. So I will have to go through my states default insurnace pool. For a 1700 deductable the insurnance will be $526 a month for 80/20 policy. FYI

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I'm not thankful for my insurance because it is a service we pay for, but I could not imagine having the surgery without it.

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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

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        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

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        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

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