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How does most here pay for their surgery..

I would love to get it done but my fianances won't allow it..

How does other low to middle income individuals do it..or do they, is it just for the well off?

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Mine was covered by my insurance.

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If you live in Canada then it's not covered by most provincial healthcares. Most people pay for it the same way they would pay for a car, borrow the money, take it out of their RRSP, borrow from a family member, etc.

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I have to pay out of pocket. Actually I'm using my mom's line of credit... that way you can technically pay up front (slimband sometimes has promos which help with the cost of travelling, but you have to pay up front) and then you can take your time paying it off. Lapband suggested looking at what your bank can do for you, I guess if you get financing through the clinic you might end up paying a higher interest rate. Kinda sucks that most provinces won't cover it... Good luck to you.

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My husband is financing mine through a loan from his bank, and we are middle class folk. They gave him a better rate than any surgery loan website type of deal. I am also getting it done in Mexico, so that obviously saves a lot of money. not sure if we would have been able to pay to have it done in the states or not, never looked into it much really.

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My husband is financing mine through a loan from his bank, and we are middle class folk. They gave him a better rate than any surgery loan website type of deal. I am also getting it done in Mexico, so that obviously saves a lot of money. not sure if we would have been able to pay to have it done in the states or not, never looked into it much really.

Many people have their surgery in Mexico and are very pleased. I have just one suggestion, ensure you have aftercare here in Canada before going. I would imagine there are support groups in Canada that could give you that information. Point being, be prepared before surgery by not placing yourself in a position of panic afterwards.

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I am sorry, i did not notice the forum was Canada when I responded. My bad...

Edited by Cocoabean

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oops sorry, I dont live in Canada either, didnt notice this was in the canada forums

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Has anyone gone with slimband? What kind of credit would you need for their financing?

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I self payed and I am middle income. I saved up for the last year and had mine done in Mexico. Which is a lot cheaper than having it done here.

I don't think I would have qualified for having it done in Canada anyway, as I don't think my BMI was high enough.

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Has anyone gone with slimband? What kind of credit would you need for their financing?

I am currently booking my surgery with SlimBand and was told that there is no credit check as they personally finance your surgery through their clinic. If you call and speak with them they will give you all the details:thumbup:

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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. LeighaTR

        I hope your surgery on Wednesday goes well. You will be able to do all sorts of new things as you find your new normal after surgery. I don't know this from experience yet, but I am seeing a lot of positive things from people who have had it done. Best of luck!

    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
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