How does most here pay for their surgery..

I would love to get it done but my fianances won't allow it..

How does other low to middle income individuals do it..or do they, is it just for the well off?

Mine was covered by my insurance.

If you live in Canada then it's not covered by most provincial healthcares. Most people pay for it the same way they would pay for a car, borrow the money, take it out of their RRSP, borrow from a family member, etc.

I have to pay out of pocket. Actually I'm using my mom's line of credit... that way you can technically pay up front (slimband sometimes has promos which help with the cost of travelling, but you have to pay up front) and then you can take your time paying it off. Lapband suggested looking at what your bank can do for you, I guess if you get financing through the clinic you might end up paying a higher interest rate. Kinda sucks that most provinces won't cover it... Good luck to you.

My husband is financing mine through a loan from his bank, and we are middle class folk. They gave him a better rate than any surgery loan website type of deal. I am also getting it done in Mexico, so that obviously saves a lot of money. not sure if we would have been able to pay to have it done in the states or not, never looked into it much really.

My husband is financing mine through a loan from his bank, and we are middle class folk. They gave him a better rate than any surgery loan website type of deal. I am also getting it done in Mexico, so that obviously saves a lot of money. not sure if we would have been able to pay to have it done in the states or not, never looked into it much really.

Many people have their surgery in Mexico and are very pleased. I have just one suggestion, ensure you have aftercare here in Canada before going. I would imagine there are support groups in Canada that could give you that information. Point being, be prepared before surgery by not placing yourself in a position of panic afterwards.

I am sorry, i did not notice the forum was Canada when I responded. My bad...

Edited June 10, 201016 yr by Cocoabean

oops sorry, I dont live in Canada either, didnt notice this was in the canada forums

Has anyone gone with slimband? What kind of credit would you need for their financing?

I self payed and I am middle income. I saved up for the last year and had mine done in Mexico. Which is a lot cheaper than having it done here.

I don't think I would have qualified for having it done in Canada anyway, as I don't think my BMI was high enough.

Has anyone gone with slimband? What kind of credit would you need for their financing?

I am currently booking my surgery with SlimBand and was told that there is no credit check as they personally finance your surgery through their clinic. If you call and speak with them they will give you all the details:thumbup: