New Insurance Question

[ngory07 22]

Hi, my name is Nicole and I am wanting to get the Lap Band. I am 5'5'' , 280 lbs., and 22 years old. I have been overweight my entire life. I was on Medicaid but now that my income exceeds guidelines I was dropped. I started my job in March and plan to get insurance through them. They offer BC/BS (IL). I know they cover the surgery but I am not eligible for insurance for another month. (Three month wait) My question is if there is a certain amount of time I have to be insured to get the surgery? I plan to ask as soon as I am eligible but would like to get a heads up. I am so excited to get the surgery but there is already a 6 month wait and I don't want to have to wait more. Thanks!

[LostInSideMyself 0]

I also have BCBS(IL), as far as I know they have no policy as far as that but each policy is different for each place, your best bet would be to wait till you get it and then call them up and ask, I very much doubt they would have a Pre-existing condition clause as far as Bariatric, but again the best thing to do is to ask them when you are enrolled, they are the best judge of things in reguards to your particular policy, Good Luck