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When did you have to pay?



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The hospital where I had my surgery demanded my out of pocket up front the day of surgery ($1000). I got a call from the hospital a few days before my surgery was scheduled and they went over my portion at that time. Actually they wanted me to give them $1250 b/c I have a $250 deductable, but I had already paid medical bills outta pocket for the yr. I just took all the receipts for what I had already paid and they deducted that from my outta pocket. I ended up writting a ck to the hospital fot about $850. My biggest concern is that my insurance co has a cap of i think $25,000 that they will pay for bariatric services (lifetime if I remember right). The hospital told me the "negotiated rate" for my surgery was $14,000 (I think that is a load of crap) so I'm expecting the insurance co to cover all the rest of my costs, but I'm worried that it'll all be on me if i have any problems in the future.

Lilith, you could always call the hospital directly and as what they will be charging you.

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Thanks for the info! At this point I don't think I care what I have to pay AFTER, lol - I just wish they would tell me what I have to pay before...... the 23rd is too close to stock pile money, I guess I should have been saving for it but I don't think I actually realized I had to payout upfront. :thumbdown:

I think that if you do have something to pay at the time of surgery they send you a notice prior. I received my letter about 3 weeks prior to my pre op appointment and it was due at pre op (cash or credit card).

I think if you havent heard you will not have to pay until after. IMO

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I paid my copay ($15!!! Crazy) when I checked into the surgery dept the morning of surgery.

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I paid my copay ($15!!! Crazy) when I checked into the surgery dept the morning of surgery.

dear Lord! I can't get a prescription that cheap!

don't quit that job

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No kidding! All my pre-ops were either $5 or NO co-pays and surgery was $15. All my first year after care visits/fills are free. Good think hubby loves his job because I love the benefits! I don't know if I could've done this without our awesome insurance.

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