Waiting for insurance approval is getting to me

[Learningtolive 109]

I can't focus on anything and I have a lot I should be doing. Such as finishing up my Masters program. But I can't! I've already told myself.... if it gets denied then it wasn't meant to be but I can't stick with that thought. I called the insurance just now to see if it was even sent in, it was and it's "pending" and the lady said it could take 15-30 days. We have a tentative surgery date of January 27th, as my surgeon is very comfortable with the paperwork submitted and has worked with Aetna several times as it's the preferred insurance at the hospital.

I'm just anxious and can't concentrate.

[Pinkgirl1234 761]

Keep moving..,it is going to happen!

[CHM 1,011]

I hear you. Mine was submitted to on Dec 21st, and my surgeon's office said that my insurance takes 10-14 days to come back with a response. I added 2 more days to account for the two holidays that fell within that time frame. Today was day 16, and I am jumping every time I hear the phone ring!

[psychprof 141]

It seems to me that most programs will appeal for you if you are denied. I wouldn't worry about it. The surgeon knows what he needs to file for you--they aren't going to waste time doing a lot of pre stuff if they know you'll be denied.

PS I'd add a week due to the holidays, and if it comes back sooner, bonus

[Learningtolive 109]

I'm trying to calm down. I'm reading about ppl with decisions of like 3 days, I'd like to know now. And I have my pre-op testing Monday, which is only valid for 21 days. I don't know. Just being doubtful. I need an ear to listen to me

[Nurse_Lenora 903]

Can you push back the preop testing a bit?

[RNYDawn 160]

@@Learningtolive any word yet? Thinking of you!!!

[Learningtolive 109]

Sorry, I've been super busy trying to work on my Masters program (difficult progress here).

Had to go back to my surgeons Monday because the nurse at the insurance company wanted one more doctor's progress note in which I lost more weight. I'll admit I had a last harrah over New Years and had a few beers and was freaking out over empty calories and gaining weight. So that was submitted to satisfy them.

The surgeon said to basically don't be anxious about this, I was honest and said I was. He said this is all they asked for, so they will approve so to plan for the 27th as my surgery date. So yeah.

Started my 2 week pre-op diet today, which he basically said no carbs.

Still anxious until I hear official word. And I'm anxious hoping my short term disability will be approved. Wouldn't be the end of the world but would make life difficult. I'm just anxious, let's be honest! And my school paper is taking 100x longer than I usually do. Grrr

[Land12345 3]

Hello! I talked to my surgeons office this afternoon and the insurance lady said she would be submitting my papers in the morning to my insurance company. She said that my insurance usually has a answer in 24-48 hours. I hope I have a 'approved' answer by Monday! I'm so anxious, worried & excited!

[jj7481 363]

Focus on other things that you have control over (like Grad school). If it's denied your surgeons office will likely resubmit and appeal the decision. Take a deep breath and have faith that your weight loss teams knows the insurance process and what it takes to get approved.

[Learningtolive 109]

Not going to make a new thread: It was approved as of this morning! Well likely yesterday but surgeon's office told me today! They do know their process and I trust them. So January 27th my life is changing! And my husband is taking off the time I'm hospitalized to be with me during the day and take care of our daughter after school. I'm shocked cause he hardly takes time off of work for anything.

Now, again just short term disability, which I'm confident the doctor's office has as well.

Working on my grad school stuff now.

[CHM 1,011]

YAY!! Congrats!

[Land12345 3]

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Edited January 20, 2016 by Land12345