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Thanks for all the advice. I see a lot of you did self pay...I was just wondering if you took out a loan? I'm sure some of you have saved, but that unfortunately wouldn't be me. After reading the forum I'm really considering going to Mexico...it seems that most of you have had a really good experience. Of course, my husband is a little uncertain about that, but he hasn't seen the forum either. Thanks again everyone and I just want to say that this is a great site!