March 22, 201313 yr That's how much the surgery cost was. So glad my insurance covered it all after my $5 copay
March 22, 201313 yr Lucky!!! My insurance offers no obesity care what-so-ever.... so I paid out of pocket :-/
March 23, 201313 yr Yowza. Before the insurance company's (BCBS PPO) discount, mine was $11,156.25 but my cost was $0.00. The disparity in charges from program to program is both amazing and very befuddling.
March 23, 201313 yr $27,385.95 unbelievable price thank goodness for insurance!!!! there is that thread about "would you still have WLS even if you didn't have insurance"??? talked to DH - and we both agreed - yes somehow we'd get/make payments "its" worth the money regaining, finding my good health, and happiness via the help of the sleeve you/me/all of us are worth it!!!!
March 23, 201313 yr I was quoted $14,000 I paid a $1300 deductible for the surgeons fee. Sent from my iPhone using VST
March 23, 201313 yr Yep - my insurance bill was $22,000 for the hospital and $11,000 for the surgeon! My out -of-pocket costs have been $25 co-pay for each doctor visit, plus $25 a month for vitamins.
March 23, 201313 yr Dang! I'm not sure what the total billed amount will be to insurance at this point, but my out of pocket costs will likely be more than $10k. $1,000 copay, then insurance will pay 80% up to a max of $10,000. I'm a revision, so have to spend the night. Expecting the total bill to be over $30k...
March 24, 201313 yr That's how much the surgery cost was. So glad my insurance covered it all after my 5 copay <img src='http://www.bariatricpal.com/public/style_emoticons/<#EMO_DIR#>/smile.png' class='bbc_emoticon' alt='' /> That 's wonderful!!! I was excited b/c I only have a 10% copay (after 1200 deduct) -- max $3000.... Your insurance ROCKS!!
March 24, 201313 yr Pink- don't panic yet your 10% will likely be 10% of the insurances discounted negotiated rate. I had an ovary removed and the EOB listed the "street price" of 15,000, my insurances negotiated allowable to the hospital was 3,450: I paid 350$ plus co-pay of 25$. Not bad hunh? I think when all was said and done my surgeon gyn got paid $75 for their share of the work! The hospital/ anestheologist/ other little stupid items got the lions share of the fees. That's why I'm not so worried about paying for this. Also, if I have outpatient surgery I only pay $40- co-pay! Insurance can be a blessing or a demon depending on the day.
March 24, 201313 yr Pink- don't panic yet your 10% will likely be 10% of the insurances discounted negotiated rate. I had an ovary removed and the EOB listed the "street price" of 15,000, my insurances negotiated allowable to the hospital was 3,450: I paid 350$ plus co-pay of 25$. Not bad hunh? I think when all was said and done my surgeon gyn got paid $75 for their share of the work! The hospital/ anestheologist/ other little stupid items got the lions share of the fees. That's why I'm not so worried about paying for this. Also, if I have outpatient surgery I only pay $40- co-pay! Insurance can be a blessing or a demon depending on the day. It'll depend which bills hit the insurance first. Once the 10k lifetime max is paid out by the plan, any denied claims will not be discounted. I'm pretty scared of what the total financial liability is going to be! But more scared of NOT having surgery, if that makes sense!
March 24, 201313 yr scared of financial liability - ! But more scared of NOT having surgery, if that makes sense! pinkpeonies sure does make sense!!! in other words, paying the bill might/will be hard now - but NOT having the surgery would be harder, now and later!!!! like i said "above" - post #5 if ins. didn't cover surgery - DH and i had already committed to getting this surgery done come hell or high water!!!!! DOS 4/4/13 12 days and counting good luck speedy recovery
March 24, 201313 yr my insurance doesn't cover it so I went to Mexicalli and paid $8750, most of which I was able to pay with my tax refund. So happy I did it.
March 24, 201313 yr Wow. American healthcare, go figure. Either they don't cover us at all (like mine) or they do, but the costs are exhorbitant. Even if you have the whole thing covered (lucky you), someone has to pay that $30,000 bill -- and we wonder why our insurance costs are so high. I went to Mexico, $4000 for everything - excellent care. Something is really backwards in our country.
April 1, 201313 yr I fought with my insurance company Aetna for 18 months before being approved, even though I work for an insurance company who covers everything for the employees. My bill for everything was over 18,000 however my responsibility can be no more than 1800.
That's how much the surgery cost was. So glad my insurance covered it all after my $5 copay