Just Went To My Preop Appt And This Is What Happened...

[Eos38 12]

Our primary is BCBS of Illinois and we have a secondary with Cigna....so my out of pocket is just the $325.00 for educational materials.

[Mzluvee 41]

Congrats to closer to your goal....

[peacequeen 434]

I hope you're doing well your day after. No matter the cost..your life is going to change and it will all be worth it!

[NenaLinda 20]

I hope you're doing well your day after. No matter the cost..your life is going to change and it will all be worth it!

Yup I'm sure this pain will subside bc it's a little more than I thought but it's diminishing each moment that passes.

[NenaLinda 20]

IM on day 5 post OP and finding it hard to get my liquids in! I also barely have the desire for anything! This is tough. I know many of us wish we weren't hungry but not being hungry and not eating is not healthy that's for sure but IM trying hard to push down some liquids.

[TinkerToyz 45]

What the facility bills the insurance company for, and what the hospital accepts for payment are two drastically different amounts. What they actually get is a fraction of what they bill for. I would venture to say that it is fairly close to what "self payer" pay for the surgical package.

[peacequeen 434]

IM on day 5 post OP and finding it hard to get my liquids in! I also barely have the desire for anything! This is tough. I know many of us wish we weren't hungry but not being hungry and not eating is not healthy that's for sure but IM trying hard to push down some liquids.

It's still early out, just keep those liquids going down because it's vital to keep hydrated. What you are feeling is pretty normal, it will get easier with time.

[MrzSongbird 53]

IM on day 5 post OP and finding it hard to get my liquids in! I also barely have the desire for anything! This is tough. I know many of us wish we weren't hungry but not being hungry and not eating is not healthy that's for sure but IM trying hard to push down some liquids.

Wishing you a speedy recovery! Can't wait to be on the losers bench with you!

I'm almost ready for submission to ins. My surgeon has a surgeons fee of $500 due the week before surgery. I called admissions at the hospital today to see what I would need and she gave me an estimation. My deductible is $200 my copay is $250 and my out of pocket is $1500. My ins covers 90/10 and they would like you to pay half of your 10% which for me she said would be around $570 with a whopping total of around $870. She said they know that's a lot and if you can't pay you can set up payment arrangements once you receive your EOB. But not being able to pay would not stop your surgery.

It's amazing all the in/outs of insurance comps and the charges vs the payouts etc..... It's also funny how so many of us have the same insurance yet it differs so greatly.

[NenaLinda 20]

Wishing you a speedy recovery! Can't wait to be on the losers bench with you!

I'm almost ready for submission to ins. My surgeon has a surgeons fee of $500 due the week before surgery. I called admissions at the hospital today to see what I would need and she gave me an estimation. My deductible is $200 my copay is $250 and my out of pocket is $1500. My ins covers 90/10 and they would like you to pay half of your 10% which for me she said would be around $570 with a whopping total of around $870. She said they know that's a lot and if you can't pay you can set up payment arrangements once you receive your EOB. But not being able to pay would not stop your surgery.

It's amazing all the in/outs of insurance comps and the charges vs the payouts etc..... It's also funny how so many of us have the same insurance yet it differs so greatly.

I wasn't offered a payment plan at the hospital, I sure wish I was offered that because the $2k+ was a chunky amount I didn't have just lying around but it's done and hope I don't get more bills...

[MrzSongbird 53]

Yea I'm just deferring a bill but hey....