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Most insurances send you the complete bill, however they only receive the contacted rate from the physician and hospital. The contracted rate is considerably less and depending on if you have a PPO or *** will determine how much you owe.

If you have an *** and received prior authorization you only pay your copayment for either inpatient or outpatient surgery. If you have a PPO then it depends on your policy, but you still only pay your percentage based on the contracted rate not the full rate that you received a bill for. If your cash pay then you should have a flat rate similar to what others here have posted.

You can call your insurance and ask then your out of pocket expense.

Good luck!

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My hospital bill was just over $44,000, which did not include the surgeon's initial fees of $695.00 and not billable to insurance.

The hospital bill was covered by our insurance at 100%, my only out of pocket expense was the $695.00 to my surgeon. Additional surgeon's fees are covered by insurance at 100%. The separate bill from the anesthesiologist was also covered by insurance at 100%,

Hospitals and other medical services providers do accept a much lower amount (referred to as an "assignment") from insurance companies. The entire system is broken...costs are unrealistically high.

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I work for insurance and what your seeing us an actual bill. But the good thing is the insurance company has what u call a contracted rate so that bill is that without the contacted rate they can't obtain money until after insurance has paid and then you will pay the rest. U can contact insurance provider relations our contact the bariatrics department and they can tell you the rates for that surgeon and hospital hopefully it's a par hospital.

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I'm a self pay and my total was $15,000 on June 27, 2012 in California

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I have BCBS of NJ *** plan. Each plan is different and is the patients responsability to know what is covered and how much is your responsability to pay.

Be careful. If your Dr is contracted with your insurance plan, by law he can't bill you the difference between the "Billed Amount" and the "Agree Amount". Drs always bill higher amounts in order to be able to get something close to their actual fee from the insurance companies. For example:

Billed amount for office visit : $100

Insurance agree to pay: $40

***Remaining $60 must be "write off" *** IF no Co-payment or Co-insurance applies.

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    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. LeighaTR

        I hope your surgery on Wednesday goes well. You will be able to do all sorts of new things as you find your new normal after surgery. I don't know this from experience yet, but I am seeing a lot of positive things from people who have had it done. Best of luck!

    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. summerseeker

        Life as a big person had limited my life to what I knew I could manage to do each day. That was eat. I hadn't anything else to look forward to. So my eating choices were the best I could dream up. I planned the cooking in managable lots in my head and filled my day with and around it.

        Now I have a whole new big, bigger, biggest, best days ever. I am out there with those skinny people doing stuff i could never have dreamt of. Food is now an after thought. It doesn't consume my day. I still enjoy the good home cooked food but I eat smaller portions. I leave food on my plate when I am full. I can no longer hear my mother's voice saying eat it all up, ther are starving children in Africa who would want that!

        I still cook for family feasts, I love cooking. I still do holidays but I have changed from the All inclusive drinking and eating everything everyday kind to Self catering accommodation. This gives me the choice of cooking or eating out as I choose. I rarely drink anymore as I usually travel alone now and I feel I need to keep aware of my surroundings.

        I don't know at what point my life expanded, was it when I lost 100 pounds? Was it when I left my walking stick at home ? Was it when I said yes to an outing instead of finding an excuse to stay home ? i look back at my last five years and wonder how loosing weight has made such a difference. Be ready to amaze yourself.

        BTW, the liquid diet sucks, one more day and you are over the worst. You can do it.

    • CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
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