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Insurance Question

BreBre

By BreBre, in LAP-BAND Surgery Forums

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BreBre    6

BreBre
Posted

Is there an insurance agency that will cover you if something wrong happens to your lap band? Say for instance...slip, erosion, infection, or anything that needs to be adjusted. I payed out of pocket for my surgery, and I really don't want to pay more for something that didn't even work for me.

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running_scared    125

running_scared
Posted

Are you in Canada, or the US, or somewhere else?

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running_scared    125

running_scared
Posted

Didn't you just have surgery? How do you know it hasn't worked?

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jeani81    93

jeani81
Posted

Most insurance companies don't want to cover pre existing problems, and if they do then there is a waiting period. My insurance company has a year waiting period. Just wondering why you think it hasn't worked? I believe alot of people believed that it was a miracle cure but didn't realize that you have to change your eating habits and exercising and even without the band weight can be lost that way. I wish you luck.

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PandorasBox92264    61

PandorasBox92264
Posted

If you already have a band, then most likely IF there is an emergency or something needs to happen with it your insurance should cover it. Do you have a plan now? Keep up insurance if you do and make sure that it doesn't lapse, I think generally if you have been covered on a constant basis then the pre exisiting thing is waved.

Worst case if you do not have insurance and have a major issue you can go into a county facility or.. if you go to the ER then they need to stabilize you... but like was mentioned.. don't think negative your profile says you just had it put in and your on an adjustment period.

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BreBre    6

BreBre
Posted

No no... I'm saying in case is doesn't work for me or something happens to it. I'm wondering if insurance will cover to have it removed or whatever needs to be done. I am in the us and currently we have crappy military coverage. So my husband is getting out in 9 months and we will have to get new medical coverage. I'm wondering which insurance agencies will take care of me if I need something done or fixed that pertains to my lapband.

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NWgirl    574

NWgirl
Posted

Most companies will probably require a year period to add you due to the surgery. If you or the husband is employed by a company that offers insurance with bariatric coverage, it would hopefully be effective immediately...

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BreBre    6

BreBre
Posted

That's what I'm trying to find... Insurance agencies who cover bariatric complications

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NWgirl    574

NWgirl
Posted

I'd start calling around and asking. Just call sales and ask if they cover pre-existing bariatric WLS treatment.

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Go To Topic Listing LAP-BAND Surgery Forums

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