Depressed about Aetna :(

[anjelah 0]

I was approved for LAP-BAND® by Aetna, but before I started this long and expensive process I called Aetna to see what my plan covered.They said they cover 50% and I had to pay a In-network 400$ deductible and that I had a 3000$ out of pocket so I would just have to pay 3400$ and the insurance would pick up the rest. Now I just found out that is not true and that they only cover 50% and that I do not have a out of pocket for that.So I basically wasted alot of money on co-pay (dietitian,phycology evaluation,sleep study,toll ways ect.) and wasted 3 months down the drain plus I drove far away about a hour back and fourth cause this Dr was in my In-network. I really hate Aetna and Im really depressed cause I cant afford it..it would be cheaper if I self paid somewhere.Now I learned my lesson never to believe Aetna. I need to find a new health insurance that won't lie or at least know what they are talking about:mad:

[joecs1 4]

I would call your dr office. Usually they will have an insurace specialist. they will be able to find out your liability. and if the dr is sympathetic, may help you out with the bill. My Dr is only taking what the insurace pays. Its worth a try! Hang in there!