Jewels68

Yeah... I have a date in November too. 26th I start pre-opt drinking on the 19th. I'm so happy today Dr. Michaelson in Everett Washington

Just got my date too... November 26th... Yeah, I can't wait. No turkey for me this Thanksgiving!!!

Sorry to hear that Sue. All my stuff was sent to insurance today. They have put me on the books for Nov. 26th. Now I just need to come up with $800.00. Losing my job hasn't made it easy to save money at all.

Congrats on your weight loss. I hope to have my surgery on the 25th. Just waiting for insurance to give the go ahead. I finished my 3 month dietitian thing for insurance adn I have done everything the doctor wanted.

Great job on the weightloss. My doctor says when I get banned he wants me losing 2 pounds per week. Would be nice- I could have my weight off in a year.

Welcome... I have my last dietitian appt. this Friday. Then on Monday all paperwork will go to my surgeon's office to send to insurance. From there I heard it can take 24 hours to 3 weeks depending on what nurse I get. lol... I will be on the phone with them sometime next week to pester them. :thumbup: I also just found out- Aetna our insurance isn't on the list for open enrollment. I need to get this done before the end of the year. yikes. But I did call, and BC will also cover it too with the same benefits. But they want 6 months of a dietitian and not 3 months.

My PPO has no deductable and it's covered at 90%. However my out of pocket is only $880.00. So that will be about my cost. They will call my insurance a week before surgery to see if I've met any of it. And that will be the amount I need to bring to them the day of surgery. And believe me they want the money up front. They won't wait and see what insurance will pay first. lol

What does PB mean? Thanks Julie

I have a PPO through Aetna. I have to follow a 90 program they have setup. Onve I complete that my surgery si covered at 90% with $880.00 OOP. So That's all I have to pay up-front. Call the PPO in the morning and see if Lapband is a covered benefit. Some/most employers don't cover it yet under their plans.

My doctor does surgery in his surgery center there at the office. I was told I should be out within 4 hours.

Several of the insurance policies reqiure a 90 day or 6 month supervised diet and exercise program. Aetna's is 90 days. Have you checked with Blue Cross to see what they require? My 90 days ends Nov. 22nd with my last appt Nov. 3rd. So I hope that gives them plenty of time to get my auth for Nov. 25th. I wanted it then to recoup over Thanksgiving. But anytime in Dec. would work too.

Insurance is going great so far. I finish my 90 day dietitan thing on Nov 3rd. I hope to have surgery on the 25th of Nov. However they won't make an appt until insurance gives them the approval. I have my fingers crossed that they still have an opening. Last week I heard he had 3 openings on the 25th & 3 openings on the 26th. Are you going through insurance? Who do you have? I have Aetna through Comcast. Comcast with switching to a Blue Cross national plan in Jan. So I really would like to get this done before than. :biggrin: Even though it is also covered under Blue Cross.

Try working full-time with four kids and going to school part-time. Not alot of help around the house. Being tired 24/7 and 150 pounds over weight to someone that wants it 24/7 and weighs 145 pounds and you would want a break too. I'm hoping this weight loss will bring the spark back for me. But right now, it's just not there.

My doctor says once I'm banned have someone hide the scale. He said go to the pharmacy and weigh once a week only. I think I'll just have my daughter bring it out once a week for me. I have no will power. I'm on weight watchers now and weigh my self several times a day. lol

Pretty funny Rachel... I will be using it for at least a week or so....Or longer.

I have my fingers crossed for the 25th!!! One month from today I too hope to be banned...

Congrats!!! My doctor called today and they are just waiting to get the dietitans notes for my up coming appt Nov. 3rd. As soon as they get it, they will submit to insurance. Now I have 4 pays days to come up with $800.00 for my out of pocket.

I too have Aetna. My husbands first employer of 12 years did not allow the Lap Band. He now works for Comcast ad it is a covered benefit. We had 5 insurance policy's to pick from and all but one allowed the surgery. My mother in law has Group Health. Not sure if that's local to WA state or not. They wouldn't cover hers either. She went to Mexico and had Dr. Ortiz. She loved him. For her and my father in law to go with air fair, hotel & surgery it was under $8000.00. She now gets her fills at a local provider. Keep your chin up. I'm having my surgery next month after years of wanting it and waiting to get the money. Now I can with new insurance.

I too have Aetna. My husbands first employer of 12 years did not allow the Lap Band. He now works for Comcast ad it is a covered benefit. We had 5 insurance policy's to pick from and all but one allowed the surgery. My mother in law has Group Health. Not sure if that's local to WA state or not. They wouldn't cover hers either. She went to Mexico and had Dr. Ortiz. She loved him. For her and my father in law to go with air fair, hotel & surgery it was under $8000.00. She now gets her fills at a local provider. Keep your chin up. I'm having my surgery next month after years of wanting it and waiting to get the money. Now I can with new insurance.

My mother in law went their for her first fill. I think for the price she is going to NW fills in Arlington for the rest, they were alot cheaper and closer to home. But she went there for the first because she wanted to have them do the dye study on her first one.

Like everyone else here, not much has worked in the past. Weight Watchers several times, pills before they were taken off the market and special foods. Lost weight each time and then gained it back and then some. I take way too many meds a day. I want to be around for my grandkids someday. I want to live a healthy life style. When I found out my insurance would cover it- I jumped for joy. My mother in law went to Mexico because her insurance wouldn't cover it. She took money out of her 401k and did Lap Band in July. Now she's starting to feel & look great and my father in law said they would have lost that money anyways in the stock market. lol I couldn't believe how jealous I was when she told me she was doing it. It was something I had thought about for years but never really talked about it. Now that my husbands new company will pay for it- that's all I think about night and day. I say go for it... Do something for yourself. I know in my family. I always put the husband and kids before me. It's time for mom.

Tina~ Sorry that you were too sick for surgery this week. Get better soon. Julie

You will. She couldn't get her insurance to cover it. Although Group Health does cover it, my father in laws employer wouldn't allow it. I'm having my surgery on the 25th of Nov. (I hope) Insurance will cover it, however my doctor won't schedule anything until insurance approves. As of yesterday he still have three openings on the 25th & and three on the 26th. They know insurance will pay for it, I have done everything they have asked. oh, well I just cross my fingers that they approve it within a good time frame. My last appt with dietitian is Nov. 4th. She said she would send over to my doctor that day. From there the gal says Aetna can take between 24 hours and 3 weeks depending which RN I get to approve it. I'm sure I will be on the phone a few days after that just to check in with the insurance company. :biggrin: Good luck, and like you I CAN'T WAIT...

My mother in law went to Mexico for hers. She loves it and would do it again in a heart beat.

BlakQueen~ Good luck with your surgery. I think Lap Band is the only way to go. Who wants their whole insides taken out, shortend and re-routed??