I am in the very same situation with Health First Insurance,with the exception that I was given some misinformation. So I gathered all my information ie. Five year diet history withrecorded BMI,
I got the letter of medical necessity from my doctor.
I went to the seminar, psych and nutritionist then back tothe surgeon for my consult…. I jumped through all the hoops, only to find outthat my insurance will NOT cover the surgery.
I have appealed twice, now I am done.
And a second insurance will not cover iteither, it’s then considered a preexisting condition.
Sorry to be the bearer of bad news, but I wish someone toldme before I got my hopes up and paid for the psych & nutritionist visits.
So like you I will be counting down the days till openenrollment. It just sucks because I am at a 40 BMI right now and if I lose afew pounds than no insurance will cover it.
I’ve been on a diet for last 20 years, so to try and maintain280 lbs. seems ridiculous!
Even worse than that I’ve heard stories of people actually gaining10- 20 lbs just to have the Lap Band!?!
I believe it is completely negligible how the health industrytreats those with this disease (obesity).
Could you image finding out you have cancer and being deniedcoverage by your health insurance company!
“Sorry there’s a Cancer Exclusion in you policy”…
OK I think I might be done with my rant now.