weight loss info for ins. hurt or help

daco525 · December 28, 2008

I am gathering everything. I have all my weight watcher books with weights from previous years. I made copies to submit along with everything else. Does it hurt to show the ins. co that when I joined(& rejoined several times) weight watchers my BMI was between 35-38 at all initial weigh ins. Then as I followed program and lost weight I did go down to a BMI of 32-35. Of course I always gained all the weight and then some back. I have weight watcher weigh in books for 2005, 2007,2008. I have just started my 6 month doctor supervised weigh ins. The first weigh in was December and the BMI was 39. I anticipate that the BMI will be 35 at last weigh in. I have heard that if you don't show a weight loss you will be denied because you are unable to prove that you can follow a weight loss program and comply with recommendations. Any help or experience with this would be appreciated.

Mr. Green · December 29, 2008

In most cases from what I read is that the insurace company wants to see a loss over the 6 months that you are supervised by a doc. or surgical group. I would not give them anything else unless necessay. Insurance groups look for any reason to deny anything anyway they can. With a BMI of 39 do you qualify or have other conditions that qualify you? The insurace company will most likely from my research look at your starting BMI and weight and if you had continuing losses over the 6 months.

daco525 · December 30, 2008

I have diabetes (type II), hypertension, high cholesterol, all under control with meds. I recently have been going to a podiatrist for bone spurs that I think are from too much weight. My BMI is at its highest at 39. Over the 6 month supervised weight loss should I try to not loss more that about 10 lbs. Some people are telling me not be too successful, they even say only loss 5 lbs. I thought 5 lbs. shows very little effort. If I loss 10 I still have a BMI between 35-40 with comorbidities.

kfgates · January 12, 2009

I am gathering everything. I have all my weight watcher books with weights from previous years. I made copies to submit along with everything else. Does it hurt to show the ins. co that when I joined(& rejoined several times) weight watchers my BMI was between 35-38 at all initial weigh ins. Then as I followed program and lost weight I did go down to a BMI of 32-35. Of course I always gained all the weight and then some back. I have weight watcher weigh in books for 2005, 2007,2008. I have just started my 6 month doctor supervised weigh ins. The first weigh in was December and the BMI was 39. I anticipate that the BMI will be 35 at last weigh in. I have heard that if you don't show a weight loss you will be denied because you are unable to prove that you can follow a weight loss program and comply with recommendations. Any help or experience with this would be appreciated.

I was approved after 2 days...YOU CAN NOT SEND IN TOO MUCH INFORMATION. My BMI was under 40 as well. I did have multiple comobidities. I got letters from my OBGYN, peditrist, pcp and i even wrote one heartfelt letter from me. I kept everything I ate for 6 months and I did loose weight, but not that much. K