Help!!!!!!

iamchrisstone · July 9, 2008

my name is chris. i live in jacksonville florida. i want the lapband surgery. in fact, i feel that i need it. one problem:

i have no insurance. i dont have 20k + saved up. my credit is in the drain. is there an agency that would help me finance this procedure, or maybe medicaid or medicare or what not?

any advice? i need direction

thanks

elisa · July 9, 2008

You can do what I did. Depending on your job... I found out which ins's are covered 100% then I took a job that would cover it. If you work in a school from a teacher to a custodian. The ins. is great and covers. US health care and Blue cross Blue shield.Good luck-Elisa

BellaPerdente · July 9, 2008

I am flying to Denver to have the surgery with Dr. Kirshenbaum. He only charges $9950.00. I refinanced my house but I heard that there are several places online that offer medical loans.

lafrogura · July 9, 2008

Have you applied for Care Credit? It is a healthcare credit card with very reasonable interest rates (starting from zero % depending on the length of time it takes you to pay it back) and lots of payment plans. Just go to www.mycarecredit.com ...

Northwest_Nance · July 9, 2008

If you have a 401K plan you can usually borrow against it. That's what I did, it's like having a car payment (my payment is $270 a month for 5 years) and the best part is, I'm paying myself back.

iamchrisstone · July 9, 2008

Have you applied for Care Credit? It is a healthcare credit card with very reasonable interest rates (starting from zero % depending on the length of time it takes you to pay it back) and lots of payment plans. Just go to www.mycarecredit.com ...

how much do you know about them? what about with bad credit? you think they will still give a chance????

iamchrisstone · July 9, 2008

If you have a 401K plan you can usually borrow against it. That's what I did, it's like having a car payment (my payment is $270 a month for 5 years) and the best part is, I'm paying myself back.

yeah, i dont have 401k due to my current job. it really isnt a very good job. i had to cash out my old 401k about a year ago when i switched jobs due to the economy just to keep afloat.

acsgsu · July 9, 2008

i live in jacksonville, too. I went to Mexico and had mine done for $8,000, and get my fills at St. Vincents, but...i have had some problems losing weight...only 20 pounds so far