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Cigna HMO

agw504

By agw504, in Insurance & Financing

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agw504    0

agw504
Posted

Did anyone have a problem being authroized for the lap-band with Cigna HMO? I am doing my 6 month diet, have high blood pressure and asthma. I am hoping not to have problems being authorized for surgery. :smile2:

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sisterc    0

sisterc
Posted

I live in Massachusetts under my company insurance they would not approve it. I changed companies a year later with BC/BS and was approved. Stay with it and get all documentation you need to prove you need the surgery - nothing is impossible!

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kfgates    0

kfgates
Posted

Sister, Why did Cigna deny you?? I am starting out on this long journey and have tried everything (as did everyone on this site) to lose..I feel I am a perfect candidate for this procedure (as does my PCP) but my BMI is low. I do have herniated discs in my lower back, Gerd, Stress incontinence and joint problems... I am just concerned this is not going to be enough. I am working on getting any letters I can get from Dr.s that are not my PCP. I am so afraid I have put all my eggs in this basket and after all this if i get denied i will be devastated.

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sisterc    0

sisterc
Posted

Hello Based upon my plan with my company all WLS were not provided by in

surance. I could join weight watchers or join a gym that was it. At that time I weighted 300 pounds and BMI over 46 and still was declined. It is just my insurance in Boston, MA with Cigna not all Cigna work the same please continue doing what you are doing and documentation is the key with all the insurance company and if your doctor is working with you that is great. I hope the best for your and your surgery to come. Carrie

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