Jump to content
×
Are you looking for the BariatricPal Store? Go now!

SELF PAYERS...please give me your insight



Recommended Posts

I am doing a robotic VSG in CT on 1/11 and it costs $20K which included pre-op and 3 months of Post op. Best money I ever spent on myself. Payment was required to be paid in Full 5 Days prior to surgery.

Edited by TodayItEnds

Share this post


Link to post
Share on other sites

Self payers, I've been looking to prosper lending for my money but are there others out there you all have used to look into? I've also thought about going through my bank so we are going to check out those options tomorrow! I need the money on the 20th

Share this post


Link to post
Share on other sites

Self payers, I've been looking to prosper lending for my money but are there others out there you all have used to look into? I've also thought about going through my bank so we are going to check out those options tomorrow! I need the money on the 20th

Do you have a retirement account? Some retirement plans will let you borrow money against them without paying any fees or taxes for early withdrawal. They have very low interest rates and a large portion of the interest goes back to you as return-on-investment. It's something to look into.

Share this post


Link to post
Share on other sites

Self payers, I've been looking to prosper lending for my money but are there others out there you all have used to look into? I've also thought about going through my bank so we are going to check out those options tomorrow! I need the money on the 20th

Do you have a retirement account? Some retirement plans will let you borrow money against them without paying any fees or taxes for early withdrawal. They have very low interest rates and a large portion of the interest goes back to you as return-on-investment. It's something to look into.

I do not have this option :(

BUT... I had been holding off telling my grandmother due to the fact I didn't want her to cry and try to talk me out of it but I told her yesterday and she was very supportive. She also offered to loan me the money from when she sold her house! Now I can just pay her back and save thousands in interest. Whew. I got super lucky there!!!!

Share this post


Link to post
Share on other sites

Self payers, I've been looking to prosper lending for my money but are there others out there you all have used to look into? I've also thought about going through my bank so we are going to check out those options tomorrow! I need the money on the 20th

Do you have a retirement account? Some retirement plans will let you borrow money against them without paying any fees or taxes for early withdrawal. They have very low interest rates and a large portion of the interest goes back to you as return-on-investment. It's something to look into.

I do not have this option :(

BUT... I had been holding off telling my grandmother due to the fact I didn't want her to cry and try to talk me out of it but I told her yesterday and she was very supportive. She also offered to loan me the money from when she sold her house! Now I can just pay her back and save thousands in interest. Whew. I got super lucky there!!!!

That is awesome! It's great that she turned out to be so supportive AND offer up the money! I remember how much I dreaded telling my parents about my decision to have WLS, but then they ended up being all for it and proud of me! I love it when our loved ones surprise us!

Share this post


Link to post
Share on other sites

I had my surgery on 1/12/13 and have lost 124 pounds. I highly suggest going to Tijuana. I went by myself and I do not speak Spanish and I never felt scared and I was never alone. There are many great surgeons in Tijuana. My only regret is I did not get my sleeve sooner.

That was my exact experience as well. I don't speak Spanish, but everyone I encountered on both of my trips spoke English, so it didn't matter. And I definitely never felt scared or alone. I had excellent care and support throughout.

Share this post


Link to post
Share on other sites

I am having Gastric Sleeve Surgery on Jan 7th and I scheduled through Medical Tourism Corporation. My concierge is Cyrel and she has been instrumental in this process. I'm have the surgery at the florence Hospital and my surgeon is Mario Camelo Ramos. The reviews are solid. The cost was $4088, with a $100 discount if confirmed with a $250 deposit before Dec 31st. I'm so excited!!!!

So do you pay the $4088 the day of surgery?

Sent from my SM-G530T1 using Tapatalk

No. I paid $250 deposit before 12/31/15 and they discounted by $100. I brought the balance in a cashiers check of $3738.00. I gave it the day of the surgery, 1/7/16. I have to document my experience so I'm writing a documentary. The Healthcare System is superior to thee US in so many ways

Share this post


Link to post
Share on other sites

I'm also going to Mexico with alighterme. Can't recommend since I haven't had the procedure yet but I've heard great things. They have a closed group on Facebook. Research them yourself. Also YouTube has two people who have used them sleevedmel and thereallisatuttle. Check their videos out. It may be melsleeved. I always forget her YouTube name.

Share this post


Link to post
Share on other sites

I will have mine in Harlingen Texas everything together is 9,651.25

Share this post


Link to post
Share on other sites

@@SHANA55 - How successful you will be with self pay in Mexico would depend on several factors:

  • Are you able to do your own research esp. on nutrician?
  • Quality of the surgeon and facility. There was a fly-by-night shady operation in TJ for a while. Do your research. But note the facility I went to had a lower rate of infection than most in the US. When you go there you see why...big private rooms, not cluttered with all the stuff we cram in US hospital rooms (that they never sterilize) and they mop three to four times a day.
  • How many risk factors do you have? (Substance abuse, heart et al).
  • Odd note...How much emotional support do you have? There will be many freak out moments for no good reason.
  • Have you dealt with the emotional issues which brought you to this place? Therapy recommended, but this book should be mandantory...http://www.amazon.com/Emotional-First-Aid-Kit-Practical/dp/0976852659/ref=sr_1_13?ie=UTF8&qid=1436729032&sr=8-13&keywords=bariatric+book
I did follow my own advise and it was easy and worth the $4000. Completely changed my life for the good.
Hi OKCpirate, I'm sure you've already said it somewhere on the boards before, but I have a hard time navigating here. If you don't mind me asking please, who did your surgery in Mexico and what hospital/facility did you have surgery in? Thanks

Share this post


Link to post
Share on other sites

I have recently found out that since Obama care passed alot of insurances cover visits with dieticians 100%. Mine does! So that's a plus side to going to Mexico is that you can still find a NUT here that can help you

Share this post


Link to post
Share on other sites

Hi - I've been trying to work with my insurance company for a month and I found out that I have to go through six months of medically supervised diet, etc. I have to go through hoops and it's not 100% coverage. I decided to go with self pay. To be honest I just can't wait anymore. I am so ready to be a sleever!!!! I'm looking in to Surgical Specialists of Louisiana. I have an appointment on Tuesday. I'm curious to find out about post surgery complication insurance. I've also read a few things on here about insurance picking up some costs if a hernia is found. Should I ask my surgeon if he can look for a hernia? Thanks in advance for any help. I can't tell you how much comfort this site has brought me!

Share this post


Link to post
Share on other sites

@ AnnainMS... Hi there. The surgeon's office should give you information on coverage of specific things after surgery. I was a self-pay patient and certain things are covered up to 6 months and my wife and I decided to pay for an additional 6 months through BLIS and it was only $60.

Share this post


Link to post
Share on other sites

@@AnnainMS I found a doc in dallas that is willing to bill my insurance for the hernia and then just have me pay out of pocket for the sleeve itself. It's going to cost me about $2500 over my max out of pocket. All in all it ends up being less than going to Mexico. And my insurance covers my NUT appointments 100%. I do them via video confrence.

I fly into dallas in 10 days to get my sleeve!

Edited by 030608070609

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Trending Products

  • Trending Topics

  • Recent Status Updates

    • LeighaTR

      Four days post surgery. I am sipping as fast as I can and getting NO WHERE near the goal of 60 - 80 grams of protein or the 64 oz of liquids. I just feel FULL. I don't know if it can still be the gas build up (I would think by now that would be gone) but it is a struggle to drink. And so far I have not had the nausea or spasms and don't want to wander into that territory by pushing too hard with liquids. I about passed out today as it was my most "strenuous" day. Went from second story to basement for shower and I was sure I was going to pass out. Looking back on my last few days I have had a total of less than 1000 calories. Am I just not getting enough nourishment in me? Once again a friday where I can't get ahold of the doc until Monday rolls back around so I am hoping maybe someone here has some experience on how to keep energy going. I do have fibromyalgia too and that may be where some added fatigue comes into play. How did you all fair with the goals the week after surgery?
      · 0 replies
      1. This update has no replies.
    • Doughgurl

      2 days until I fly out to San Diego to have my Bypass Surg. in Tiajuana Mexico. Not gonna lie, the nerves are starting to surface. I don't fear the surgery itself, or the fact that I'm traveling alone, but its the aftermath that I'm stressing about the most, after this 8 week wait. I'm excited to finally be here, but I am really dreading the post surgical chapter. I know its going to be tough, real tough and I think I'm just in my head to much now that the day i here. Wish me luck, Hopefully I'm one of the lucky ones, and everything goes smoothly. Cant wait to give an exciting update,. If there is anyone else have a June bypass or even a recent one, Id love to have someone to compare war stories with. Also, anyone near San Antonio Tx? See ya soon with the future me. 💜
      · 3 replies
      1. Phil Penn

        Good Luck this procedure is well worth it I am down to 249.6 lb please continue with the process..

      2. Selina333

        I'm in Houston so kind of near you and had the sleeve in Dec. Down 61 lbs. Feeling better. Was definitely worth it. I hope the everything is going well for you. Update us when you can!

      3. Doughgurl

        I am back home after my bypass surgery in Tiajuana. I'm post op day 4. Everything went great! I guess I'm one of the lucky ones who have not encountered much pain at all, no nausea thus far and I'm having no problem keeping down broths and water. Thank you for your well wishes. I cant wait to keep up this journey and have a chance at better health and simply better quality of life. I know there will be bumps in the road ahead, and everything won't be peaches and cream, but at least I have a great start so far. 😍

    • LeighaTR

      I am new here today... and only two weeks out from my sleeve surgery on the 23rd. I am amazed I have kept my calories down to 467 today so far... that leaves me almost 750 left for dinner and maybe a snack. This is going to be tough for two weeks... but I have to believe I can do it!
      · 0 replies
      1. This update has no replies.
    • Doughgurl

      Hey everyone. I'm new here so I thought I should introduce myself. I am 53y/o and am scheduled for Gastric Bypass on June 25th, 2025. I'm located in San Antonio, Texas. I will be having my surgery in Tiajuana Mexico. I've wanted this for years, but I always had insurance where bariatric procedures were excluded. Finally I am able to afford to pay out of pocket.  I can't wait to get started, and I hope I'm prepared for the initial period of "hell". I know what I have signed up for, but I'm sure the good to come will out way the temporary period of discomfort and feelings of regret. I'd love to find people to talk to who have been through the same procedure or experience before. So I look forward to meeting you all. Hope you have a great week!
      · 2 replies
      1. Selina333

        I'm so happy for you! You are about to change your life. I was so glad to get the sleeve done in Dec. I didn't have feelings of regret overall. And I'm down almost 60 lbs. I do feel a little sad at restaurants. I can barely eat half a kid's meal. I get adults meals often because kid ones don't have the same offerings at times. Then I feel obligated to eat on that until it's gone and that can be days. So the restaurant thing isn't great for me. All the rest is fine by me! I love feeling full with very little. I do wish I could drink when eating. And will sip at the end. Just a strong habit to stop. But I'm working on it! You will do fine! Just keep focused on your desire to be different. Not better or worse. But different. I am happy both ways but my low back doesn't like me that heavy. So I listened (also my feet!). LOL! Update us on your journey! I'm not far from you. I'm in Houston. Good luck and I hope it all goes smoothly! Would love to see pics of the town you go to for this. I've never been there. Neat you will be traveling for this! Enjoy the journey. Take it one day at a time. Sometimes a few hours at a time. Follow all recommendations as best you can. 💗

      2. Doughgurl

        Thank you so much for your well wishes. I am hoping that everything goes easy for me as well. We don't eat out much as it is, so it wont be too bad in that department. Thankfully. Also, I hear you regarding your back and feet!! I'd like to add knees to the list. Killing me as we speak! I'm only 5' so the weight has to go. Too short to carry all this weight. Menopause really did a doosey on me. (😶lol) My daughter also lives in Houston. with her Husband and my 5 grand-littles. I grew up in Beaumont, so I know Houston well, I will be sure to keep in touch and update you on my journey. I may need some advice in the future, or just motivation. Thank You so much for reaching out, I was hoping to connect with someone in the community. I really appreciate it. 💜

    • Alisa_S

      On day 4 of the 2 week liquid pre-op diet. Surgery scheduled for June 11th.
      Soooo I am coming to a realization
      of something and I'm not sure what to do about it. For years the only thing I've enjoyed is eating. We rarely do anything or go anywhere and if we do it always includes food. Family comes over? Big family dinner! Go camping? Food! Take a short ride or trip? Food! Holiday? Food! Go out of town for a Dr appointment? Food! When we go to a new town we don't look for any attractions, we look for restaurants we haven't been to. Heck, I look forward to getting off work because that means it's almost supper time. Now that I'm drinking these pre-op shakes for breakfast, lunch, and supper I have nothing to look forward to.  And once I have surgery on June 11th it'll be more of the same shakes. Even after pureed stage, soft food stage, and finally regular food stage, it's going to be a drastic change for the rest of my life. I'm giving up the one thing that really brings me joy. Eating. How do you cope with that? What do you do to fill that void? Wow. Now I'm sad.
      · 1 reply
      1. LeighaTR

        I hope your surgery on Wednesday goes well. You will be able to do all sorts of new things as you find your new normal after surgery. I don't know this from experience yet, but I am seeing a lot of positive things from people who have had it done. Best of luck!

  • Recent Topics

  • Hot Products

  • Sign Up For
    Our Newsletter

    Follow us for the latest news
    and special product offers!
  • Together, we have lost...
      lbs

    PatchAid Vitamin Patches

    ×