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Insurance

Is anyone else waiting on their insurance? I have blue Cross Blue Shield of Wyoming and am waiting to see if I qualify. Honestly I think this might be the worst part!

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So far, waiting for approval was the worst part. I have Cigna and it took 2 weeks for approval and it seemed like eternity. Good luck

I'm waiting on insurance too....fingers crossed!!

Good luck to both of you :)

I agree this is the WORST!!!! We submitted to insurance on the 24th (last Thursday) and they said it could take up to 15 business days, although it is rarely that long. I'm freaking out!!! Technically, I could have to wait until 11/14 to hear an answer! Ugh... I'm praying to be sleeved over xmas.

Waiting as well, Submitted last Tuesday.

I'm with BCBS of Texas and there was no waiting or even asking. They said a big, fat NO upfront. They won't pay a cent on any WLS here. I hope it's better up there in Wyoming. Good luck!

I have BCBSTX and they cover it.

I would SO love the particulars because I called and they said no way, no how, under no circumstances. My surgeon's office called as well and the insurance is only chipping in a part because of the severe hiatal hernia my surgeon found that needs immediate attention. Please! My surgery date is 1/6/14 because I have to come up with thousands before they'll do it.

I am with Cigna and its been almost 3 weeks and I just commented to a friend this morning about it being the worst.

I sent you a message Nevermore.

I'm with BCBS of Texas and there was no waiting or even asking. They said a big, fat NO upfront. They won't pay a cent on any WLS here. I hope it's better up there in Wyoming. Good luck!

It depends more on whether your employer has chosen to include it in their plan benefits, and not the actual insurance company. Most of the major ones cover WLS if the employers have paid to have it in their plan.

Incidentally, this is how the 6 month medically supervised diet requirement works as well. Your employer (not your plan) determines what hoops you will have to jump through before approval. That is why there are so many varied results with similar healthcare plans.

It's helpful to obtain the list of covered benefits from your HR department...

I'm with BCBS of Texas and there was no waiting or even asking. They said a big' date=' fat NO upfront. They won't pay a cent on any WLS here. I hope it's better up there in Wyoming. Good luck![/quote']

Why did they deny you? I was approved with them in less than a week.

They said they don't cover it with a diagnosis of morbid obesity. I don't have a diagnosis of morbid obesity. I am doing it for help with PCOS. They said I could appeal that... but then said no.

Thanks for the replies, btw. I'm not too familiar with the intricacies of insurance. All I know is that they are constantly out to screw me over and I hold everything they say and do in high suspicion.

I'm with BCBS of Texas and there was no waiting or even asking. They said a big' date=' fat NO upfront. They won't pay a cent on any WLS here. I hope it's better up there in Wyoming. Good luck![/quote']

I have the same insurance as well and they approved me. Did you ask why they denied?

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