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My insurance JUST changed to an 80/20 plan which means I will be paying 20% of my surgery. It sucks but it is what it is. Like others said it is worth it because this is my life. I will try some of the suggestions but the bottom line is that I will pay what I have to pay. 10% is actually a pretty good deal. Don't give up OP.

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You should be able to call the surgery scheduling center and they should be able to give you an estimate of what you will have to pay out of pocket. It really shouldn't be much with it being just 10% of admissions costs. You might be looking at just a few hundred dollars.

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Kaiser has financing options...check that out.

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