Jump to content
×
Are you looking for the BariatricPal Store? Go now!

Financing for not so good credit



Recommended Posts

Hi all,

I am wondering if anyone know where i can apply to have about half of my surgery financed. My out of pocket fee is $4000.00 and that would pretty much wipe out my savings. I was hoping to finance half of it, at least but don't have good credit. Anyone with not so good credit get approved with a finance company? And if so which one? Thanks for your help!!

Share this post


Link to post
Share on other sites

Care Credit is pretty strict about who they will finance now. The years of "easy" financing even with bad credit are pretty much over, and most doctor's offices now will not finance surgery for anyone. It makes sense - they are in the business of medicine, not in the business of accepting financial risk. So they take credit cards, Care Credit and a few other surgical financing companies.

I guess I would either postpone the surgery, pay for it and then get immediately back into a tight budget to replace the money or see if you can get a credit card (which will likely have a high interest rate if you can).

I work for my bariatric surgeon and we get calls like this all the time. It is very sad, but getting financing for an elective surgery with poor credit is extremely difficult now. I wish I had better news for you. :hug: You are facing a tough choice.

Share this post


Link to post
Share on other sites

Thank you for all the info! i did apply at carecredit and got DENIED. I knew i would. Thank goodness i have a supportive hubby. We have money set aside. And i will be using a part of that. so hopefully everything else goes smoothly. Because i really need this to happen. I wanna be around for my son who is autistic and needs me <3

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Trending Products

  • Trending Topics

  • Recent Status Updates

    • CaseyP1011

      Officially here for a long time, not just a good time💪
      · 0 replies
      1. This update has no replies.
    • KimBaxleyWilson

      Three months and four days ago... I was in Costa Rica having a life changing surgery! Yesterday we had a followup visit with Dr. Esmeral via video chat and this morning my middle number changed.  I'm down 47lbs and two pants sizes. I can wear a Large tshirt for the first time in like... 14 years! Woot!! Everything is going great. I have zero regrets. I went down to the riverwalk with a friend and walked 2 miles on Monday without even getting fatigued. And no more snoring or chugging pickle juice for crazy leg cramps! I need to go to the gym more... I'm making new shirts next week so that will motivate me. LOL But I'm also just not as TIRED all the time! I have a LONG way to go...but seeing the progress on the scales and in the mirror is a huge motivator!! Thank you all for cheering me on and supporting me!!
      · 0 replies
      1. This update has no replies.
    • bellaamey

      https://alluniqueguide.com/java-burn-coffee-reviews/
      · 0 replies
      1. This update has no replies.
    • rlcpd

      Two months out from hiatal hernia repair.  Surgeon said to expect a lot more flatulence...something about the 'air' no longer being able to 'burp' out so comes out the other end.  That is my experience but have no understanding of why that swallowed air cannot be 'burped'. ???
      · 1 reply
      1. BlondePatriotInCDA

        As I understand it since your stomach is smaller and not completely resting against your diaphragm anymore you no longer have the ability to "push" burps out as well. Plus, since its smaller and we don't digest slower the trapped air moves a lot quicker out of the stomach so its no longer available to burp out. Hence the other option for removal.

    • Lizette1122

      Anyone had the TORe procedure? How did it go? How much weight did you loose? 
      · 0 replies
      1. This update has no replies.
  • Recent Topics

  • Hot Products

  • Sign Up For
    Our Newsletter

    Follow us for the latest news
    and special product offers!
  • Together, we have lost...
      lbs

    PatchAid Vitamin Patches

    ×