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Everything posted by dyingbreed
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Lap Band Statistics
I'd like to get everyones honest statistics on length of band, and weight loss. Also if you'd like to give details of your loss, please do.
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Which insurance offers this surgery easily?
Nice.... Ok off to my doctor I go then... :tt1:
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Which insurance offers this surgery easily?
Well I guess there wasn't enough proof for them. I explained that my family has great history of heart disease, and that my father had his first quadruple bypass when he was 42, and then had his first heart attack at 48. So I expressed that I did not want to get to that point, thats why I wanted to stop it here. I mean my BMI is 38... ah duh... heart disease, high blood pressure, and BMI of 38... starting to see a problem..
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If you need financing for self pay
Ha-ha... no one responded, like I was the plague... I'm just trying to help.. :tt2:
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Which insurance offers this surgery easily?
Yeah she wasn't very nice... I'm like I'm trying to get this weight under control before I have more problems.. she wasn't hearing it. :tt1: :tt2:
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Which insurance offers this surgery easily?
I finally spoke to someone at United Resource, and they declined me for the band. She said I was "only" at a BMI of 37, and it has to be above 40. I told the lady, so what I have to gain more weight and have more problems for them to cover it... and she said "basically". GRRRRRRRRRRRRRRRRRRRRRRRRRR.......................
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Diffrence in Bands??????????????
so are you saying that the band is 14cc, but not filled to that size?
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If you need financing for self pay
Please don't think I'm trying to spam on here, I just want to help. I know first hand how fustrating it can be when you want the procedure, and get declined by the insurance company. (it happened to me twice last year) If you are thinking of self paying, I may be able to help. I'm a Home Mortgage Consultant for the largest mortgage company in the US. So if you own a home, and are thinking of doing a refinance to take cash out to pay for the procedure... give me a shout, I can help. (even if you think you don't have good credit) You can email me on here if your interested, or even if you just need some financing advise.. I'd like to help. :biggrin:
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Diffrence in Bands??????????????
yes I to would like to hear why.
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Which insurance offers this surgery easily?
Yeah I'm starting to see that. But I'm on the mortgage sales side, so 100% commission isn't the easiest to take time off. But I hear you, I'll probably have to work from home for a week or so. I'm getting all excited.....ha-ha...:huh2:
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Which insurance offers this surgery easily?
Gota love working for a big company...ha-ha... getting paid to lose weight..ha-ha.. Wow so I have to do psych tests...? oh no, they might figure out I'm a mess... ha-ha...
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Which insurance offers this surgery easily?
No that was great. I checked on the web site and it shows the closest one is three hours away... so I don't know how thats going to work... but I'll figure it out. Here's a question for you, did the nurse ask why you were interested in the procedure, or how did you hear about it, or why your choosing this over the bypass? I'm just curious as to what their looking for in that department.
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Which insurance offers this surgery easily?
Yup I called today and they said I have to go through the United Resource Networks...Grr.... So I called them and they said a nurse would call me back within a day or so. Can you tell me a little about how the whole process went?
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Which insurance offers this surgery easily?
Do I have to go through center of excellence? ooooh I just pulled this up on myuhc web site.... Bariatric Resource Services (BRS) is a surgical weight loss solution for those individual(s) who qualify clinically for bariatric surgery. Specialized nurses provide support through all stages of the weight loss surgery process. Our program is dedicated to providing support both before and after surgery. Nurses help with decision support in preparation for surgery, information and education important in the selection of a bariatric surgery program, and post surgery and lifestyle management. Nurses can provide information on the nation's leading obesity surgery centers, known as Centers of Excellence. Access the Bariatric Resource Services Centers of Excellence programs at 1-888-936-7246 or visit www.urnweb.com. All authorization information and enrollment for bariatric surgery must be initiated through United Resource Networks (U.R.N.). Covered participants seeking coverage for bariatric surgery should notify U.R.N. as soon as the possibility of a bariatric surgery procedure arises (and before the time a pre-surgical evaluation is performed) at a bariatric surgery center by calling U.R.N., at 1-888-936-7246 to enroll in the program.
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hello hello helloooo.......
Thank you all. I should hear from my doctors office tomorrow to see what they think, and I'll take it from there. This weight is really starting to bother me, even my little daughter looks at me as fat... she's 6... so thats it, its time to make the change.
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Count down to Surgery
Thats good. So after being banded thats what we have to eat? (pure liquids?)
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Wells Fargo
I will be speaking with my doctor tomorrow to see what they think of my insurance, cross your fingers.
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Wells Fargo
hmmm... well I guess my doctor could write some stuff up for me. I mean heart disease is a huge issue in my family, and I have high blood pressure. SOooo I hope that would be enough for them. Do you know how fast they'll approve or decline the procedure?
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hello hello helloooo.......
Hi all, I'm back on the road to getting banded again. Here's the story.. I was going to get banded a year ago, and I was going to be self paid. But right before the surgery I started having financial issues, and needed to call it off. Well I'm back and ready to go at it again!! Also in that time I switched companies, so I want to try and get them to approval the procedure first. So cross your fingers!!! :biggrin:
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Count down to Surgery
so how are you feeling? are you still just on liquids?
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Which insurance offers this surgery easily?
I'm in Florida, and I will keep you up to date. The office should be submitting for approval next week...... so we'll see:unsure:
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Wells Fargo
So Wells is covering your procedure? Boy I hope so, I was going to have the procedure done last year as a self pay, but then decided not to spend the $18k on it.
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Which insurance offers this surgery easily?
oh sweet, I work at Wells and I'm just starting to look into this procedure. Which plan do you have through them?
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Totally Bummed
what a mess, sorry to hear about everything. Well I just wanted to extend a hand if you need, I'm a home mortgage consultant with Wells Fargo. So if you ever want me to look over your credit and possibly help with a refinance to pay for the procedure just let me know. Or if you or anyone need me to give them advise on what to do to improve their credit, just let me know!! GOOD LUCK!!
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Count down to Surgery
Are you self paid?