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Everything posted by Carrie_C
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What do you do with your clothes?
I agree, I would like to burn some of mine as well! Your clothes will sell GREAT on ebay!
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What do you do with your clothes?
You should sell them on ebay. Plus size clothes sell really well. You could probably make a lot off them. I have been selling on ebay for over a year, and bigger clothes are what sell. You could make enough to buy new clothes!
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Cigna denied twice
Thanks. The surgeons office had a package deal with the psych eval and the nutrition eval for $95, so that's what I did. They never mentioned anything about insurance covering it. I think they are just ripping people off. They are making me pay 2 "program fees", I had to pay $105 at the consultation and I have to pay $1000 one week before surgery. And that is in addition to what I have to pay that insurance doesn't cover. My insurance covered the consultation, but the office still made me pay the $105. They call all of this program fees, and I have no idea what that means. Has anyone else had to do this?
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6 month diet...little white lie?
Have you been on any diets at all that were supervised by a doctor? I was on phentermine, and I submitted those records.
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Cigna denied twice
They didn't pay for my psych eval either. My surgeon's office resubmitted everything the other day, so I hope they don't find another reason to deny.
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Cigna denied twice
Thanks, I needed to hear that. I feel like throwing my hands up and saying forget it.
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Cigna denied twice
Cigna has denied me for the second time. They denied me the first time because they said they didn't receive the nutrition eval consult. Now they have the eval and they have denied me again because they want another letter from the dietician. (The RD is working on the letter). I think they are just knit picking to try and get out of paying. Has anyone else had this happen? I am not sure what to do now.
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Determining overweight percentage for insurance.
I think it probably means 100 pounds overweight, not %. It sounds like you meet that requirement. I think as long as your BMI is over 40 that is considered 100 pounds overweight.
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I dont get it
I know what you mean snuffy. I wasn't fat when I was a teenager, in fact it was quite the opposite. I never ate much because I was always afraid of getting fat (that fear seemed to go away as I got older for some reason). Everyone was always telling me I was too skinny and I needed to eat. But then when I did start gaining weight in my 20's everyone would tell me I needed to stop eating. I still have relatives that ask me why don't I go on a diet. I think no matter what we do people will talk and be negative. I think we just have to try to ignore it as much as possible. We are the ones who have to deal with our weight.
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Finally a letter from CIGNA
It sounds like they need the letter of medical necessity from your primary doctor. Do you know if that was faxed in? I would call Cigna and ask.
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second thoughts
I know what you mean, I too am scared. I'm scared of the surgery and I'm scared of how I will feel afterwards. I also keep thinking of all the other things I could spend the money on. I am glad I am not the only one with these feelings. But I also keep thinking how nice it will be to be thinner next summer and how good it will feel to be able to do the things that I can't do now.
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5 weeks no word
What type of Cigna do you have? I gave Open Access and it took them one week to deny me, but only because they were missing paperwork. I think they deny fast, but approve slow. You should call them.
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Cigna denied
Thanks. The insurance cooridinator refaxed everything today. She said she did fax the nutrition eval the first time, she has the fax confirmation. So I guess Cigna overlooked it. I hope I hear something soon. It really is torture waiting.
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Birth Control
I was on Yasmin and i liked it, but it caused a lot of break through bleeding. I am now on Zovia and it is making me sick. I may go back to the Yasmin and give it another try, I wasn't on it long.
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Cigna denied
I found out today that Cigna denied my surgery. I called them and they said they denied it because they didn't have anything showing that I had a nutrition evaluation. I had the eval a few weeks ago. The doctor's office forgot to fax it in!! I am very frustrated! They are going to refax everything tomorrow, so hopefully they will approve it this time. The Cigna lady said that I was just barely denied, whatever that means! They only took a week to deny it, so hopefully they will only take a week to approve it!!
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I dont get it
Don't let them change your mind. My husband is also against the surgery. I haven't even told anyone else, and I think it is brave of you to have told everyone. I am waiting on approval, and even if I get approved, I am not telling that many people. I think others are just afraid of change, and I also think a lot of people see us trying to improve ourselves, and it makes them jealous, even if they don't realize it. You are not too young. You have to do what you think is best for you. You are the one that has to live with yourself, not anyone else. That is what I tell myself. It is great that your insurance covers it. I say go for it.
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Finally !!! Approval from Cigna
Yes, I believe everyone has to do the 6 month diet regardless of BMI. If you lose below 40, I don't know if they would still approve it, I doubt they would. They did not cover anything for my nutrition or psych eval, I had to pay that out of pocket. Stacy, your chances sound pretty good for approval if you do the 6 month diet. I would go ahead and start it if I were you, it goes by pretty fast. I think they actually WANT you to lose weight during the 6 months, because that shows that you are willing to lose it. The insurance cooridinator told me they want you to lose 10% of your body weight. I have met all the requirements and I am just waiting on them to decide if they will approve it. Waiting on approval is the worst part!!
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Second Thoughts
I know what you mean, I am waiting as well. It is torture!!
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Birth Control
I also hated Depo, I gained about 50 pounds in 3 months. My doctor recently switched me to another pill and it is causing A LOT of nausea. I don't know if I can continue it. I have been switched about 3 times, so I am all messed up. Nikki, you are very right, the patch is not recommended for those of us weighing over 200. I tried the ring, but I had a lot of cramps with it. Rubbers are VERY ick! I have tried most everything so I don't know what I can switch to now!
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Help - Surgeon says I need Gastric
I already posted once saying that I thought you should get another opinion, but I also wanted to share something else with you. I work in a doctor's office and we have a few people who have had the bypass, and they have a lot of problems from it. One woman has to go into the hospital all the time because she has malnutrition. She has also had a lot of infections. She has constant nausea and has to take massive doses of phenergan a day. She can't eat solid food most of the time and has to have full liquids. And one of the worst things is, she has gained all the weight back PLUS. I know of others who have had the band for 5 years or more and haven't had any problems. They have kept the weight off. I know some people benefit from the bypass, but from what I have seen, I wouldn't recommend it to anyone.
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Birth Control
I think the pill would be your best option. I agree with the doctor, you should wait at least a year. You want your body to have time to heal. I don't know how much you have to lose, but I think it would be better to get pregnant at a healther weight. That's what I plan to do anyway. I have also heard that as you lose weight you become more fertile, so you definitely want to use something. I am sticking with the pill because most of them are very small and won't have any trouble passing through the small opening, and you won't have to crush them. I don't know about you, but I HATED depo!! What a nightmare! I would like to use the patches, but the doctor said that if you are overweight, they have a higher failure rate. So I think the pill is the best thing. I have been using it for years, and it has not caused any problems. Just be sure and take it at the same time every day. Good luck!
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Finally !!! Approval from Cigna
I think you just have to have a BMI of 40 for 1 year. That is what my insurance papers say anyway. But even if it's not exactly a year, I don't think they really check. Good luck.
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Confused about what Cigna requires.
I also have Open Access. I am hoping they are good. I looked at my benefits on their web site and it says my coinsurance for bariatric surgery is 15%. So maybe they will cover it since it says that (hopefully). The 6 month program you are doing should count. I don't think it matters if you had Cigna when you started. I just got Cigna in January, and I did the 6 month diet last year when I had Aetna. The insurance cooridinator said it shouldn't matter, they don't ask for records. So that is good.
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Help - Surgeon says I need Gastric
I think you should get another opinion. I have about 100 pounds to lose. I wouldnteven consider the bypass. That is scary to me. At least the band can be taken out if something goes wrong. The nurse at the surgeons office I go to had the band done about 3 years ago. She weighed over 300 pounds. She has lost 160 pounds. I think the band is much safer, and I can't understand why some insurance companies won't pay for it, but will pay for bypass.
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Finally !!! Approval from Cigna
Hi, thanks for sharing your story. I also have Cigna and I am waiting on approval. My paperwork was just sent in this past Thursday. I really don't understand why some people are approved within days and others have to wait months. It makes no sense to me. The surgeon's office told me to wait about 2 weeks and then start calling. So that is what I am going to do. Good luck with your surgery!