,insurance! Need Encouragement What To Do? Please Respond

[ChristyLove 39]

I am all set for surgery July 3rd and I am now being told my insurance may not cover it after they told us several times they do. I have NJ BCBS and I have to wait until my employer who is not sure or the insurance company who have conflicting answers get back to me this week. I am waiting and praying. I am now getting down and out. I wondering how can I come up with enough money to go to Mexico? I only go to hosiptal that are equip to perform bloodless surgeries. I am afraid the hosipitals in Mexico are not euipped enough if I have to go. Thank you for those who told me your Mexico experience. It was very comforting. Is any one else concerned about bloodless surgery? Please respond

[MeMeMEEE 206]

First, I am wondering who told you the surgery was covered then who told you it wasn't? Dr, insurance, employer? You insurance should have a very clear policy and KNOW if it is covered and should be able to tell you if you call the number on your card.

Next. I am curious what bloodless surgery means? I've never heard the term?

[ChristyLove 39]

The insurance company told me it was covered and my doctor. Then they said it was not covered. Then they said it was covered. Afer all the paperwork was done then they said it was not. Now they are looking into it. Bloodless surgery is procedures that are use that doesn't involve one taking blood from someone else. These procedure are more cost effective, has better results and recovery time, as well better health benefits. It was first use on Jehovah's Witnesses but after discoverying the long term positive effects many hosipitals are adopting and training in this field. Englewood hosiptal and JW.org both have very in dept videos on line explaining the several procedures more.

[beautifuldiva 22]

The insurance company told me it was covered and my doctor. Then they said it was not covered. Then they said it was covered. Afer all the paperwork was done then they said it was not. Now they are looking into it. Bloodless surgery is procedures that are use that doesn't involve one taking blood from someone else. These procedure are more cost effective' date=' has better results and recovery time, as well better health benefits. It was first use on Jehovah's Witnesses but after discoverying the long term positive effects many hosipitals are adopting and training in this field. Englewood hosiptal and JW.org both have very in dept videos on line explaining the several procedures more.[/quote']

Im confused because i have bcbs. My surgery was covered, it could be possible that the doctor you chose isnt within network and therefore not covered. But bcbs does cover the sleeve, which option do you have standard or basic?

-d'andra

[ChristyLove 39]

I have out of network options. One department said it is and the other department said it wasn't, my employer is checking they are not sure. I am just waiting. New this week maybe.

[beautifuldiva 22]

I have out of network options. One department said it is and the other department said it wasn't' date=' my employer is checking they are not sure. I am just waiting. New this week maybe.[/quote']

Not sure what out of network option is but i would suggest looking over your paperwork that you received when you first signed up and that will tell you whats covered. Call your insurance company and speak to them yourself and have a no bullshit attitude. Let them know your done with the run around and have them be straight with you. Your life is worth fighting for.

-d'andra