Financing :(

[Greeneyedgirl 0]

Oh my goodness!! I am trying to decide if I want to finance the Gastric Sleeve surgery or not. I have looked up a few companies that offer it and am just not sure. Sooooo ... Im calling on all the folks that have financed. Would you do it again? What were your interest rates like? How about your monthly payments? Have you had any problems with the companies?

Thanks a bunch guys !!!!!

[HDubSleevery 25]

I looked at financing, but in the end it was easier and a better interest rate just to use some of my savings and a credit card. The credit card gave me a 2% interest rate for 18 months so hopefully I will have it paid off before interest hits.

[Suzannesh 376]

Hi you never think twice about making a car payment. Consider this a "body Payment". It will last you a lifetime. Car's don't. I sat down and figured out how much I paid for my sleeve surgery, and how much I saved each month, eating less food, going out to eat less, not taking some medications, seeing my doctor less. And it took me 18 months to pay myself back because what I saved.

You are worth this cost of this surgery. Go for it. Look at your credit cards, they usually have lower interest rates.

Hugs,

Suzanne

[trizzy35 50]

I went through medloanfinance.com and after paying them $265, all they did was give me a credit card. I get those credit card offers in the mail ALL the time, and in hindsight I would have just replied back to one of them. Also, when I charged my surgery on my credit card, the CC company charged me a "foreign transaction fee" of about $200+ so that SUCKED!!!! So, I would either try to borrow money from friends, family, banks here, or something instead of trying to pay with a credit card or going through one of the loan companies...I ended up paying almost $500 more out-of-pocket expense because I didn't ask the right questions and wasn't well informed. I hope you will be better informed now! Good luck to you!!!

[Mim 0]

I financed through Lending Club (peer to peer lending.) It takes about 5 minutes to sign up and depending on your FICO, salary and debt to income ratio, you will be given an interest rate anywhere from 5.49% to upwards of 20%. I wrote a short paragraph describing what I intended to use the money for and within 9 days, I was fully funded at $12,000. My payments are around $350 for 36 months. There is another similar sight called Prosper. If I had not fully funded, I would have tried Prosper to raise the remaining money.

Good Luck.