Any Creative Financing for Self Pay?

[KINGSKID66 10]

Hey Everyone,

I know most of you on this site are probably independently wealthy! However, $10,000 is a lot of money for me to come up with. Did anyone do anything creative to acquire the money to cover the cost of your surgery?

[Anwyn 0]

Check out this thread - it contains several financing options for self pays. Good luck!

http://lapbandtalk.com/showthread.php?t=12189&highlight=capital

[Victoriana 10]

I took a second mortgage for part of my payment. Insurance didnt cover as much as I wished

[Dody 0]

I think 1800-Lapband provides help in financing. Hope that is the right phone #. Not sure of how it is done, as my insurance is going to cover mine.

BTW I don't know of many independently wealthly people on here. I'm certainly not one of them. Good luck in your Quest for the belt.

[crazykelibee 0]

I Borrowed against my house. Hubby wasn't thrilled, but it worked out just fine.

[niche 0]

i used capital one healthcare finance.

[Maggie63 0]

i got a AAA visa card with 1 year no interest. i put the whole thing on that and will pay it off this year so i do not have to interest. if you think you can pay if off in one year, excellent no interest option.

m

[Road Queen 0]

I put it on my WorldPerks visa (to get frequent flyer miles and time). The day I put it on was the day after cutoff for a monthly bill (21st of May). So the amount was due by July 12. On July 10, I refinanced my house and used the money to pay off the credit card. That did get me 50 days interest free money.

Us accountants will be a little anal making sure we get good deals. Celeste

[alatina 1]

I put airline tickets on CC and took the cost of surgery out of my savings-was saving it for something else but this was something I wanted and needed-so far so good I guess.

[liannatx 897]

I took out a personal loan. I figure the interest is lower than putting it on my cc. But I would have done credit cards if that was the only option.

[Fauxnaif 1]

We borrowed from our 401 K.

[seehawksimms 0]

Home equity line of credit. I'm a loan officer so it was the easiest way without the high interest of credit cards.

[CandySmooch 0]

i know someone who rented his house out for more than his house payments and moved back in with his parents to save the difference - took him a few years but he saved enough to get surgery!