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How many of you had insurance cover your Lap Band?



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I was approved on the first try. I have BCBS of TN as my insurer. Since I participate in a High Deductible Health plan my out of pocket expenses will be $4500...most of which I paid with the things I needed to do pre-surgery.

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BCBS of Alabama...fought for 2 years and they denied me so I self paid. After the surgery I submitted all my receipts and they reimbursed me 50% for the anesthesia and denied the surgeon and the hospitals bills so I filed an appeal. Now 7 months later I got a letter stating that they have reversed the appeal and are going to reimburse me for the surgeon and the hospital..just not sure how much...anything is better than nothing...persistence and faith is paying off!!

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I have Anthem Blue Cross/Blue Shield I was approved on the first try but did have to wait 6 weeks for a response and meet all there requirements

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i was approved by UHC the first time, and i think within a week. they were really awesome but i called them every few days; i didn't wait for them to get back to me. good luck!

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I have United Healthcare. After I met all the requirements they approved it pretty quickly. :confused: Good luck!

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Independent Health, approved the first time after meeting with Dr., Psych, and Nut. All of those were covered with a $20 copay each, $20 copay for pre-op testing and $20 copay for each fill. I love my insurance!

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I have BC/BS of IL, and was given provisional approval within a day or so of my surgeon's information seminar. Once all the prerequisites were met, it took about 4 weeks--but it was holiday time, and that did slow things down a bit.

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I have Carefirst BCBS and it was covered 100% after 3 month diet requirement was completed. I received the authorization within a week of my doctor submitting the request.

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I have Cigna. They denied me the first time. My PCP copied my very thick medical chart and sent it to them. I was immediately approved. They were very good IMHO.

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United Healthcare. Approved the first time. :thumbup:

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I have Tricare and was approved right away (after the testing, psych eval, etc), without needing a 3 or 6 month diet.

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I have blue cross/blue sheild and I first got denied but once they seen I met all the requirements I was approved within 2 weeks after they recieved all the requirements...I must say I felt very blessed to have our insurance company to approve it....Most insurnace companies I have heard are approving the surgery..Good Luck I hope you get approved!!!!

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    • BeanitoDiego

      I've hit a stall 9 months out. I'm not worried, though. My fitness levels continue to improve and I have nearly accomplished my pre-surgery goal of learning to scuba dive! One dive left to complete to get my PADI card 🐠
      I was able to go for a 10K/6mile hike in the mountains two days ago just for the fun of it. In the before days, I might have attempted this, but it would have taken me 7 or 8 hours to complete and I would have been exhausted and in pain for the next two days. Taking my time with breaks for snacks and water, I was finished with my wee jaunt in only 4 hours 😎 and really got to enjoy photographing some insects, fungi, and turtles.
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