So I was one of the lucky ones who was able to get their insurance company to cover the banding procedure. In fact I paid nothing at all out of pocket because I had already reached my max year out of pocket of $1500 due to an earlier surgery I had in March.
Yesterday, I got home and in the mail I found a lovely letter from my primary care doctor who informed me as of August 1st I need to either find a new PCP or get a different insurance carrier. Cigna has decided to drop its affiliation with Lowell General Hospital. Cigna requires that PCP be on staff at a hospital they are affiliated with which was that hospital. So I said, great now I need to find a new primary care doctor after 10 years of being with the same one.
Now it gets even better as reality sets in and I realize duh, I was banded a Lowell General and my Surgeon is on Staff there. His entire practice is tied to that hospital. So now adjustments, routine visits and god forbid I need surgery again it is all going to be out of network!!
As a lot of us know switching Surgeons when it comes to the band is not always an easy task. I am just over 2 months of being in the banded ranks and have only had two fills and I know I need more. I cannot help but be discouraged here but the only bright side I can see is at least I am banded and this didn't happen a week before surgery......
I have contacted my HR dept this morning at work to see if they can look into this a little further..