Hey y’all, I was wondering how much did you have to come out your pocket/ how much did insurance pay ??

My insurance will pay 100% after the deductible and will pay me $1000 for using a preferred surgeon. So I will be $500 out of pocket.

I had already met my out of pocket max due to 2 other surgeries, so they paid 100%.

They paid nothing i paid it in cash = But 15k later was the best money i have ever spent - If i did not spend it i would most likely be in a URN shortly!

I had a co-pay for the surgeon's fees, which turned out to be about $500. All hospital charges were covered at 100%.

pretty much 99%. I met my out of pocket maximum before surgery but I had other medical stuff throughout the year. So by the time surgery came I paid like $640 which was the hospital stay. i used the rest of my HSA money to pay for that.

I had CIGNA PPO Premium

Edited February 19, 20206 yr by Chardonnay40

I paid $4000 out of pocket but had a very easy process very little requirements and had surgery within 3 months.

Yes I just found out I have to pay $4423. I’m kinda crushed as this is so much money for myself.

My insurance paid 100%, for which I'm very thankful!

Pretty much all of it. I had co-pays for doctors visits $30-40, and then some $100-200 co-pays for surgery and procedures. But that is a drop in the hat compared to what it could have been!

100% with a $500 copay

My insurance paid for it all. I had been in the hospital for ten days in March so I had met all my out of pocket

Our Blue Cross Blue Shield PPO plan has a $3,500 out of pocket max I had to meet first for the year then they paid the rest. Money well spent.

100%!!!!!!!

I had to pay $710 which was my coinsurance because I had already met my deductible and out of pocket.

Unfortunately insurance is as variable as snowflakes. But if you know your insurance basics (like the deductible, percentage paid after deductible, and out of pocket maximum) you can get at least a rough idea of the cost.