I was scheduled for January 28th FMLA and Short Term disablilty at work all set, I found out I was approved today, paid off the rest of my balance I needed to pay before surgery which was $800 and the rest I can pay off after surgery. Well my surgeons office called back and said I need to pay another $800 before surgery because they didnt know I had a 50% Coinsurance smh I dont have that kind of money after already giving up $800 today so I have to wait until Mid-end February To have schedule I will get my new date Monday im just discouraged but im trying not to be. good thing im approved and the office can just call my insurance and change the date but now I have to call my job and change everything with my short term disability, FMLA ??‍♀️ Im so frustrated I wish I was rich

You are still moving forward. This is a process. Get your life ready for this big change. You are a champion.

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Ugh. I know how you feel. You are still moving and making progress. It's just a speed bump but you will still get it done. I have to wait till mid February too. I plan on staying busy, decluttering and organizing my whole house and hopefully the time will go by quickly. We'll get there!

You should look into getting a CareCredit card, They work like charge cards but are only for medical bills. If you pay them off quickly there's no interest, so maybe that could get you in sooner.

Yeah look at ways to borrow the money.

if it's only $800 surely a family member would help and you could pay them back quick enough...

A few ways to make extra $$$ quickly:

Airbnb- become a host or host an experience

Rideshares- UBER, Lyft, etc become a driver

Grubhub- become a delivery person

Ebay- sell things you dont need

Instacart- become a personal shopper

Care.com- baby/house/pet sit

Bank loan- borrow $$

Current job- ask for an advance

401k/ IRA/ Retirement plans- borrow against/withdraw from

Pawnshop- pawn things until you need them again (especially jewelry)

*These also work to build a rainy day/emergency fund*

This lifestyle change can get expensive or maybe you want to begin saving for plastics

Good Luck ?

Edited January 18, 20206 yr by GreenTealael

I know you're disappointed, but better to find out now than on the morning of surgery and get turned away. You'll come up with the $800 and your life will be so much healthier and better after the surgery. Hang in there.

Take heart, as disappointing as the delay is - it is just a delay. One month in the scheme of things will not matter to your journey. Wait until you stall for a month, and then come and vent!!! Just giving some perspective...

This is a bit of a blow ? I'm sorry ❤️

When something like this happens I try to look at it and think that maybe someone was looking out for me and maybe it wasn't the right time for me to have it done. I guess it's the hippy upbringing I had haha. I'm sorry about the setback - I hope something comes up that will help it along.

Gee some ppl like to live in a fairy tale...not everything is roses and peaches and not every negative is a positive..

We need to experience and embrace pain in order to grow and it builds character...

I had a lot of set backs as a child and I learnt everything happens for a reason and it has moulded me into who I am today

Unfortunately it means I don't like to sugar coat anything..

19 minutes ago, Superman84 said:

Unfortunately it means I don't like to sugar coat anything..

Really? ?