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high BMI only

Did you have any comorbid conditions when you were approved by the insurance company? Or were you able to get approved with just your BMI alone?

All of my blood work came back good. They said I am healthy other than my weight, obviously. I've been reading up and most everything said you must have at least one comorbid condition, for most insurances to approve bariatrics surgery. I met with the bariatrics center on Tuesday and now we wait 2-3 weeks for insurance to come back with a answer and I am crazy nervous since I am "healthy".

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  • I was approved with only my mom. My insurance says you must have a comorbidity if your bmi is under 40 but anything over 40 a comorbidity isn't necessary Sent from my iPhone using the BariatricPal

  • I have BCBS of ILL.....my BMI was 40 back in June 2016 went I 1st met with my surgeon. I got approved on that number alone. I have no co-morbidities, so if my BMI had not been at 40 or above, I would

  • JealousMuch
    JealousMuch

    That is so reassuring. Thank you so much Sent from my iPhone using the BariatricPal App

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I was approved with only my mom. My insurance says you must have a comorbidity if your bmi is under 40 but anything over 40 a comorbidity isn't necessary

Sent from my iPhone using the BariatricPal App

*bmi sorry autocorrect

Sent from my iPhone using the BariatricPal App

Hon, don't despair, everyone's insureance has their own guidelines. If your Bariatric Center filed the paperwork it is the best way to go because they know exactly what an insureance wants and they know how to word it. Hang tight I know it is easier said than done. Good Luck

Most surgeons state that you must have a BMI of 40 or higher or 35 or higher with at least one co-morbidity. My BMI was 34, but I had slight sleep apnea (I didn''t use a c-pap machine), so I was approved.

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I have BCBS of ILL.....my BMI was 40 back in June 2016 went I 1st met with my surgeon. I got approved on that number alone. I have no co-morbidities, so if my BMI had not been at 40 or above, I would not have gotten approved. Most insurance companies require a BMI of at least 40 w/o co-morbidities, and at least 2 co-morbidities if it's between 35 & 39.

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My BMI is 35.1 and I'm healthy and my insurance called me to tell me I had been approved! In a few days I got s letter form them too!

Sent from my iPhone using the BariatricPal App

That's fantastic! I'm thrilled for you

Sent from my iPhone using the BariatricPal App

Hon, don't despair, everyone's insureance has their own guidelines. If your Bariatric Center filed the paperwork it is the best way to go because they know exactly what an insureance wants and they know how to word it. Hang tight I know it is easier said than done. Good Luck

You're absolutely right, thank you so much

Sent from my iPhone using the BariatricPal App

  • Author

I have BCBS of ILL.....my BMI was 40 back in June 2016 went I 1st met with my surgeon. I got approved on that number alone. I have no co-morbidities, so if my BMI had not been at 40 or above, I would not have gotten approved. Most insurance companies require a BMI of at least 40 w/o co-morbidities, and at least 2 co-morbidities if it's between 35 & 39.

Sent from my SM-G935P using the BariatricPal App

That is so reassuring. Thank you so much

Sent from my iPhone using the BariatricPal App

My bmi was 39 and my comorbidity was acid reflux (gerd) and i was approved my by insurance. My bloodwork all came back healthy, but i had acid reflux often. I didn't even know that was a comorbidity until I spoke with the surgeon

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I had a high BMI. my comorbidities were type II diabetes and high BP. I gained weight in preop stage but was approved anyway.

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In order to get the surgery in my state Co morbidity especially were required. I went in with a lot of osteoarthritis. 2 knee replacements etc.

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