I was wondering if anyone is paying out of pocket and how that process is going for them?

SO many of us paid out of pocket. Then again most of us oped for out of the country surgery. If your insurance doesn't pay then sometimes you have to save your own life and do what you have to do! I got a medical loan to help with mine and since it was rather an inexpensive but great experience I'm happy I was able to do it.

SO many of us paid out of pocket. Then again most of us oped for out of the country surgery. If your insurance doesn't pay then sometimes you have to save your own life and do what you have to do! I got a medical loan to help with mine and since it was rather an inexpensive but great experience I'm happy I was able to do it.

Thanks for the reply, Veronica! My insurance was willing to do the surgery for me and I did everything they asked me to do... But last minute, they said they wanted me to have weight loss progress for 6 months. I showed them my progress from the last 6 months but they told me they wanted me to start from this month. It's kind of annoying and has brought my spirits down. I am thinking about definitely paying out of pocket, I might go with the medical loan like you did. I just feel so lost in the process but thank you so much

Well I will tell you I went to Mexico to get my surgery done and did my research hardcore. I definitely do not regret it and even though I'm currently in a stall feel really satisfied with my progress. The place was very helpful and felt like I was treated very well. My insurance was willing to pay to but only 50% of my surgery which still left quite a price tag. 20k to be exact. So with my out of country experience and everything I ended only spending 9500k that included hospital stay, doctor fee, hotel stay, medication and plane ticket and passport. I only suggest it cause I was so happy with my results. I wish you luck and hope you can get your journey started soon!

I'm self pay in Texas. I'm choosing state side even though the Mexico hospital is maybe 30 miles from my house. The difference in price is about 4k. It's $10,500 for my doctor including checkups for the next year and a half. I'm going to take my deposit tomorrow.

I am self pay in Missouri. I was told that since I was self pay, appointments would be scheduled quickly and my requirements would be less but I have not heard from the office since they called to tell me my insurance does not cover the procedure that I already knew. So I am waiting...

I am a self pay in Texas because my insurance does not cover any WLS. My surgeon is Dr. John Mason in Bryan, Texas. Even with selfpay there were tests that I had to clear in order for Dr. Mason to agree to my surgery. They were EKG, chest xray, blood work and psych evaluation. Dr. Mason works out of St. Joseph's Hospital and they do offer a "selfpay" discount. When all said and done with tests, surgery and hospital costs I will be out of pocket approximately $12,000.00. I started this journey back in January and will be having surgery on May 22, which is my choice. Surgery could have been a lot sooner if it would have been more convenient for me to done so.

If anyone in this area is looking for a great surgeon, I highly reccomend Dr. Mason. On me personally he has performed 2 breast biopsies, Double mastectomy (I am a 4 year BC survivor, woohoo!) and gallbladder removal. All of which were without incident and I breezed through with flying colors and believe that it was because of his excellent surgical skills and passion for his patients.

Edited April 1, 201511 yr by cinchgirl50

I am self pay as well. I considered Mexico but for me the 2 year aftercare program offered by my local group was the tipping point. Currently waiting for my first appointment next week

Did anyone take out a loan? And if so from where and what were your rates like?